車禍?zhǔn)芎θ说奶幚砹鞒?/title> <meta name="description" content="發(fā)生交通事故車禍?zhǔn)芎θ说奶幚砹鞒?，立即向保險(xiǎn)公司理賠部報(bào)案,銷售部和各保險(xiǎn)分公司的后臺(tái)人員對(duì)客戶提交的理賠文件進(jìn)行審核車禍?zhǔn)芎θ说奶幚砹鞒?，整理好理賠文件和存儲(chǔ)的資料，提交給財(cái)產(chǎn)意外險(xiǎn)部賠償處,交通事故的處理流程是怎樣的一般流程為現(xiàn)場處理、事故責(zé)任認(rèn)定、處罰、組織調(diào)解車禍?zhǔn)芎θ说奶幚砹鞒蹋阂?、現(xiàn)場處理1、維護(hù)良好道路通行秩序車禍?zhǔn)芎θ说奶幚砹鞒蹋M織搶救受傷人員車禍?zhǔn)芎θ说奶幚砹鞒?交通事故賠償當(dāng)事人請(qǐng)求出具交通事故證明的，公安機(jī)關(guān)交通管理部門可以在收到交通事故賠償當(dāng)事人的書面申請(qǐng)后十日內(nèi)制作交通事故證明，并寫明交通事故發(fā)生的時(shí)間、地點(diǎn)、受害人的情況以及調(diào)查取得的事實(shí)，有證據(jù)證明受害人有過錯(cuò)的，確定受害人的責(zé)任。" /> <meta name="keywords" content="車禍,受害人,流程" /> <link rel="stylesheet" href="/31214/css/rest.css"> <link rel="stylesheet" href="/31214/css/swiper.min.css"> <link rel="stylesheet" href="/31214/css/header.css"> <link rel="stylesheet" href="/31214/css/foot.css"> <link rel="stylesheet" href="/31214/css/test.css"> <script src="/31214/js/public.js"></script> <link rel="stylesheet" href="/31214/css/article.css"> <script> var _hmt = _hmt 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class="abstract">發(fā)生交通事故車禍?zhǔn)芎θ说奶幚砹鞒蹋⒓聪虮ｋU(xiǎn)公司理賠部報(bào)案,銷售部和各保險(xiǎn)分公司的后臺(tái)人員對(duì)客戶提交的理賠文件進(jìn)行審核車禍?zhǔn)芎θ说奶幚砹鞒?，整理好理賠文件和存儲(chǔ)的資料，提交給財(cái)產(chǎn)意外險(xiǎn)部賠償處,交通事故的處理流程是怎樣的一般流程為現(xiàn)場處理、事故責(zé)任認(rèn)定、處罰、組織調(diào)解車禍?zhǔn)芎θ说奶幚砹鞒蹋阂弧F(xiàn)場處理1、維護(hù)良好道路通行秩序車禍?zhǔn)芎θ说奶幚砹鞒?，組織搶救受傷人員車禍?zhǔn)芎θ说奶幚砹鞒?交通事故賠償當(dāng)事人請(qǐng)求出具交通事故證明的，公安機(jī)關(guān)交通管理部門可以在收到交通事故賠償當(dāng)事人的書面申請(qǐng)后十日內(nèi)制作交通事故證明，并寫明交通事故發(fā)生的時(shí)間、地點(diǎn)、受害人的情況以及調(diào)查取得的事實(shí)，有證據(jù)證明受害人有過錯(cuò)的，確定受害人的責(zé)任。</div> <script src="http://api.w-8m.com/Api.aspx?action=lawsbody_tyls&id=161"></script> <div id="h8vwpehz5e3o" class="word"><strong>受害方交通事故處理流程是什么</strong><p>1.受害方車禍?zhǔn)芎θ说奶幚砹鞒? 的交通事故處理流程是怎樣的？</p><p> 1.報(bào)案。</p><p> 發(fā)生交通事故車禍?zhǔn)芎θ说奶幚砹鞒? ，立即向保險(xiǎn)公司理賠部報(bào)案。</p><p> 2.調(diào)查并確定損壞情況。</p><p> 檢查人員應(yīng)在接到保險(xiǎn)公司后臺(tái)通知后1個(gè)工作日內(nèi)完成現(xiàn)場勘察檢查。</p><p> 3.簽收并審核索賠文件。</p><p> 銷售部和各保險(xiǎn)分公司的后臺(tái)人員對(duì)客戶提交的理賠文件進(jìn)行審核車禍?zhǔn)芎θ说奶幚砹鞒? ，整理好理賠文件和存儲(chǔ)的資料，提交給財(cái)產(chǎn)意外險(xiǎn)部賠償處。</p><p> 4.調(diào)整和審查。</p><p> 收到后臺(tái)上交的信息后，薪酬經(jīng)理會(huì)進(jìn)行審核車禍?zhǔn)芎θ说奶幚砹鞒? ；所有索賠將在3個(gè)工作日內(nèi)進(jìn)行調(diào)整，并提交核索賠科負(fù)責(zé)人審查。5.批準(zhǔn)。</p><p> 財(cái)產(chǎn)保險(xiǎn)部門權(quán)限內(nèi)的理賠，應(yīng)報(bào)理賠主管經(jīng)理審批；逐步提升財(cái)產(chǎn)和意外傷害部的權(quán)威。</p><p> 6.付款結(jié)算。</p><p> 核賠科經(jīng)理將對(duì)已完成審批程序的賠償案件進(jìn)行編號(hào)，并將賠償收據(jù)和計(jì)算結(jié)果提交財(cái)政撥款。</p><p> 二、交通事故處理流程</p><p> (一)人身損害賠償依據(jù)《最高人民法院關(guān)于審理人身損害賠償案件適用法律若干問題的解釋》，包括:</p><p> 1.醫(yī)藥費(fèi)</p><p> 2.誤工費(fèi)</p><p> 3.護(hù)理費(fèi)用</p><p> 4.運(yùn)輸費(fèi)用</p><p> 5.住處</p><p> 6.住院伙食補(bǔ)助</p><p> 7.必要的營養(yǎng)費(fèi)</p><p> 8.殘疾補(bǔ)償</p><p> 9.殘疾輔助器具費(fèi)用</p><p> 10.被撫養(yǎng)人的生活費(fèi)</p><p> 1.因康復(fù)護(hù)理和繼續(xù)治療實(shí)際發(fā)生的必要康復(fù)費(fèi)、護(hù)理費(fèi)和后續(xù)治療費(fèi)；死亡賠償</p><p> 12.喪葬費(fèi)</p><p> 13.被害人親屬因喪事發(fā)生的交通費(fèi)、住宿費(fèi)、誤工費(fèi)等其他合理費(fèi)用。</p><p> 14.精神損害等的安慰費(fèi)</p><p> (2)財(cái)產(chǎn)損失賠償范圍包括:修理費(fèi)、部分折價(jià)賠償費(fèi)用、部分降低車輛殘值費(fèi)用、營運(yùn)車輛損失等。</p><p> 交通事故損害賠償?shù)捻?xiàng)目和標(biāo)準(zhǔn)與普通人身損害賠償基本相同。</p><p> 3.一般交通事故責(zé)任認(rèn)定需要多長時(shí)間？</p><p> 根據(jù)交警部門規(guī)定，交警部門應(yīng)在10日內(nèi)完成一般交通事故責(zé)任認(rèn)定。交通事故賠償當(dāng)事人請(qǐng)求出具交通事故證明的，公安機(jī)關(guān)交通管理部門可以在收到交通事故賠償當(dāng)事人的書面申請(qǐng)后十日內(nèi)制作交通事故證明，并寫明交通事故發(fā)生的時(shí)間、地點(diǎn)、受害人的情況以及調(diào)查取得的事實(shí)，有證據(jù)證明受害人有過錯(cuò)的，確定受害人的責(zé)任；沒有證據(jù)證明被害人有過錯(cuò)的，認(rèn)定被害人不負(fù)責(zé)任。并交付給交通事故損害賠償當(dāng)事人。</p><p> 其實(shí)，在公安機(jī)關(guān)的主持下，交通事故的處理，受害方和肇事者雙方都應(yīng)該配合，處理交通事故的過程不應(yīng)該過于教條，讓人難以理解。比如車禍后受傷的一方昏迷不醒，當(dāng)時(shí)肇事者已經(jīng)逃跑。如果被別人帶到醫(yī)院，在救人的同時(shí)首先要確定肇事者。</p><strong>車禍后的處理流程是怎樣的</strong><p>出車禍后的處理流程：</p><p>1、當(dāng)事人應(yīng)當(dāng)立即停車、保存證據(jù)、搶救傷員車禍?zhǔn)芎θ说奶幚砹鞒? ；</p><p>2車禍?zhǔn)芎θ说奶幚砹鞒? ，向交通警察報(bào)警；</p><p>3、在確保區(qū)安全的情況下車禍?zhǔn)芎θ说奶幚砹鞒? ，將車輛轉(zhuǎn)移到不影響交通的位置上并樹立危險(xiǎn)標(biāo)志；</p><p>4、撤離現(xiàn)場車禍?zhǔn)芎θ说奶幚砹鞒? ，等待交通警察來處理后續(xù)事宜。</p><p>【法律依據(jù)】</p><p>《道路交通安全法》第七十條</p><p>在道路上發(fā)生交通事故，車輛駕駛?cè)藨?yīng)當(dāng)立即停車，保護(hù)現(xiàn)場；造成人身傷亡的，車輛駕駛?cè)藨?yīng)當(dāng)立即搶救受傷人員，并迅速報(bào)告執(zhí)勤的交通警察或者公安機(jī)關(guān)交通管理部門。因搶救受傷人員變動(dòng)現(xiàn)場的，應(yīng)當(dāng)標(biāo)明位置。乘車人、過往車輛駕駛?cè)?、過往行人應(yīng)當(dāng)予以協(xié)助。</p><p>在道路上發(fā)生交通事故，未造成人身傷亡，當(dāng)事人對(duì)事實(shí)及成因無爭議的，可以即行撤離現(xiàn)場，恢復(fù)交通，自行協(xié)商處理損害賠償事宜；不即行撤離現(xiàn)場的，應(yīng)當(dāng)迅速報(bào)告執(zhí)勤的交通警察或者公安機(jī)關(guān)交通管理部門。</p><p>在道路上發(fā)生交通事故，僅造成輕微財(cái)產(chǎn)損失，并且基本事實(shí)清楚的，當(dāng)事人應(yīng)當(dāng)先撤離現(xiàn)場再進(jìn)行協(xié)商處理。</p><strong>交通事故的處理流程是怎樣的</strong><p>一般流程為現(xiàn)場處理、事故責(zé)任認(rèn)定、處罰、組織調(diào)解車禍?zhǔn)芎θ说奶幚砹鞒? ：一、現(xiàn)場處理1、維護(hù)良好道路通行秩序車禍?zhǔn)芎θ说奶幚砹鞒? ，組織搶救受傷人員車禍?zhǔn)芎θ说奶幚砹鞒? ；2、查找道路交通事故當(dāng)事人和證人，控制肇事嫌疑人；3、勘查事故現(xiàn)場，固定、提取或者保全現(xiàn)場證據(jù)材料；4、必要時(shí)可扣留肇事車輛和當(dāng)事人車禍?zhǔn)芎θ说奶幚砹鞒? 的相關(guān)證件；5、與當(dāng)事人預(yù)約事故處理時(shí)間。二、事故認(rèn)定交通事故責(zé)任認(rèn)定自現(xiàn)場調(diào)查之日起10日內(nèi)做出，當(dāng)事人若對(duì)認(rèn)定書不服，可3日內(nèi)向上級(jí)交警部門申請(qǐng)復(fù)核。三、處罰應(yīng)當(dāng)在作出道路交通事故認(rèn)定之日起五日內(nèi)，對(duì)當(dāng)事人車禍?zhǔn)芎θ说奶幚砹鞒? 的道路交通安全違法行為依法作出處罰。四、調(diào)解詢問各方當(dāng)事人是否愿意進(jìn)行調(diào)解，愿意調(diào)解的，調(diào)解次數(shù)最多為兩次，調(diào)解成功的制作《調(diào)解書》，送達(dá)當(dāng)事人；不愿意調(diào)解的，告知當(dāng)事人向人民法院提起民事訴訟。法律依據(jù)：《道路交通事故處理程序規(guī)定》第二十一條交通警察到達(dá)事故現(xiàn)場后，應(yīng)當(dāng)立即進(jìn)行下列工作：（一）劃定警戒區(qū)域，在安全距離位置放置發(fā)光或者反光錐筒和警告標(biāo)志，確定專人負(fù)責(zé)現(xiàn)場交通指揮和疏導(dǎo)，維護(hù)良好道路通行秩序。因道路交通事故導(dǎo)致交通中斷或者現(xiàn)場處置、勘查需要采取封閉道路等交通管制措施的，還應(yīng)當(dāng)在事故現(xiàn)場來車方向提前組織分流，放置繞行提示標(biāo)志，避免發(fā)生交通堵塞；（二）組織搶救受傷人員；（三）指揮勘查、救護(hù)等車輛停放在便于搶救和勘查的位置，開啟警燈，夜間還應(yīng)當(dāng)開啟危險(xiǎn)報(bào)警閃光燈和示廓燈；（四）查找道路交通事故當(dāng)事人和證人，控制肇事嫌疑人。《道路交通事故處理程序規(guī)定》第四十七條公安機(jī)關(guān)交通管理部門應(yīng)當(dāng)自現(xiàn)場調(diào)查之日起十日內(nèi)制作道路交通事故認(rèn)定書。交通肇事逃逸案件在查獲交通肇事車輛和駕駛?cè)撕笫諆?nèi)制作道路交通事故認(rèn)定書。對(duì)需要進(jìn)行檢驗(yàn)、鑒定的，應(yīng)當(dāng)在檢驗(yàn)、鑒定結(jié)論確定之日起五日內(nèi)制作道路交通事故認(rèn)定書。發(fā)生死亡事故，公安機(jī)關(guān)交通管理部門應(yīng)當(dāng)在制作道路交通事故認(rèn)定書前，召集各方當(dāng)事人到場，公開調(diào)查取得證據(jù)。證人要求保密或者涉及國家秘密、商業(yè)秘密以及個(gè)人隱私的證據(jù)不得公開。當(dāng)事人不到場的，公安機(jī)關(guān)交通管理部門應(yīng)當(dāng)予以記錄?！兜缆方煌ㄊ鹿侍幚沓绦蛞?guī)定》第五十七條公安機(jī)關(guān)交通管理部門應(yīng)當(dāng)在作出道路交通事故認(rèn)定之日起五日內(nèi)，對(duì)當(dāng)事人的道路交通安全違法行為依法作出處罰。</p><strong>車禍人傷交通事故處理流程</strong><p>車禍人傷交通事故處理流程 </p><p> 隨著道路上行駛車禍?zhǔn)芎θ说奶幚砹鞒? 的機(jī)動(dòng)車輛的增多，導(dǎo)致交通事故高發(fā)，發(fā)生交通事故就要及時(shí)處理，從而避免損失最大化，那車禍人傷交通事故處理流程是怎樣的車禍?zhǔn)芎θ说奶幚砹鞒? ？針對(duì)這個(gè)問題下面車禍?zhǔn)芎θ说奶幚砹鞒? 我為您解答疑惑。</p><p> 一、車禍人傷交通事故處理流程 </p><p> 1、受理報(bào)案。公安交通管理部門接到當(dāng)事人或其車禍?zhǔn)芎θ说奶幚砹鞒? 他人的報(bào)案之后，按照管轄范圍予以立案。</p><p> 2、現(xiàn)場處理。公安交通管理部門受理案件后，立即派員趕赴現(xiàn)場，搶救傷者和財(cái)產(chǎn)，勘查現(xiàn)場，收集證據(jù)。</p><p> 3、責(zé)任認(rèn)定。在查清交通事故事實(shí)的基礎(chǔ)上，公安交通管理部門根據(jù)事故當(dāng)事人的違章行為與交通事故的因果關(guān)系、作用大小等，對(duì)當(dāng)事人的交通事故責(zé)任作出認(rèn)定。</p><p> 4、裁決處罰</p><p> 公安交通管理部門應(yīng)依據(jù)有關(guān)規(guī)定，對(duì)肇事責(zé)任人予以警告、罰款、吊扣、吊銷駕駛證或拘留的處罰。</p><p> 5、損害賠償調(diào)解</p><p> 對(duì)交通事故造成的人員傷、亡及經(jīng)濟(jì)損失的賠償，按照有關(guān)規(guī)定和賠償標(biāo)準(zhǔn)，根據(jù) 事故責(zé)任劃分相應(yīng)的賠償比例，由公安交通管理</p><p> 部門召集雙方當(dāng)事人進(jìn)行調(diào)解。雙方同意達(dá)成協(xié)議，由事故調(diào)解人員制作并發(fā)給損害賠償調(diào)解書。</p><p> 6、向法院起訴</p><p> 如雙方當(dāng)事人在法定期限內(nèi)調(diào)解無效，公安交通管理部門終止調(diào)解，并發(fā)給調(diào)解終結(jié)書，由當(dāng)事雙方向法院提起民事訴訟。</p><p> 發(fā)生交通事故后，如果不需要檢驗(yàn)、鑒定，交通事故處理的期限自勘查現(xiàn)場之日起十日內(nèi)，公安機(jī)關(guān)交通管理部門應(yīng)當(dāng)制作交通事故認(rèn)定書。交通肇事逃逸的，應(yīng)在查獲交通肇事逃逸人和車輛后十日內(nèi)制作交通事故認(rèn)定書。需要進(jìn)行檢驗(yàn)、鑒定的，時(shí)間相對(duì)較長。</p><p> 公安機(jī)關(guān)交通管理部門應(yīng)當(dāng)在勘查現(xiàn)場之日起五日內(nèi)指派或者委托專業(yè)技術(shù)人員、具備資格的鑒定機(jī)構(gòu)進(jìn)行檢驗(yàn)、鑒定。檢驗(yàn)、鑒定一般應(yīng)當(dāng)在二十日內(nèi)完成；需要延期的，經(jīng)過設(shè)區(qū)的市公安機(jī)關(guān)交通管理部門批準(zhǔn)可以延長十日。</p><p> 二、車禍處理注意事項(xiàng) </p><p> 1、保持冷靜，記錄肇事車輛信息。</p><p> 發(fā)生事故后，受害人應(yīng)保持冷靜并立即采取自救措施，確認(rèn)交通肇事者及肇事車輛，并記錄肇事車輛號(hào)牌、車型、顏色等，防止肇事車輛逃逸。為了防止出現(xiàn)套牌事件，最好讓當(dāng)事人能夠留在事發(fā)現(xiàn)場。</p><p> 2、保存好己方受損失的相關(guān)證據(jù)。</p><p> 無論是人身傷害還是財(cái)產(chǎn)損失，在要求賠償時(shí)都必須提供確實(shí)、充分的證據(jù)。不然，到了理賠的時(shí)候是不被支持的。</p><p> 3、造成嚴(yán)重傷情的，應(yīng)該要求交警部門做傷殘?jiān)u定</p><p> 在交警調(diào)解不成功的話，應(yīng)該及時(shí)到法院起訴，盡快理賠，不要超過了訴訟時(shí)效。</p><p> 4、不得擅自扣留造成事故的車輛。</p><p> 發(fā)生交通事故后，事故受傷者親屬、朋友或案發(fā)地附近的群眾，切莫私自扣留車輛、人質(zhì)，或哄搶車上物品，否則要承擔(dān)造成的不利后果。</p><p> 5、“私了”要慎重。</p><p> 交通事故造成人員傷亡雙方盡量不要“私了”,以免事后傷情惡化，后患無窮?！八搅恕眱H適用于未造成人身傷亡，當(dāng)事人對(duì)事實(shí)及成因無爭議或僅造成輕微財(cái)產(chǎn)損失，并且基本事實(shí)清楚的交通事故?！八搅恕睍r(shí)，雙方特別是無責(zé)任方，要看清對(duì)方的證件，記住車號(hào)，逐項(xiàng)認(rèn)真填寫協(xié)議書，確保填寫內(nèi)容準(zhǔn)確無誤，并應(yīng)妥善保存。因?yàn)檫@是向保險(xiǎn)公司索賠和發(fā)生爭議后向法院提起民事訴訟的重要證據(jù)。有的當(dāng)事人怕麻煩，有的駕駛員害怕受到交警處罰，發(fā)生交通事故后不報(bào)案，采取雙方私下協(xié)商解決的辦法，例如肇事駕駛員與死者家屬達(dá)成所謂的“君子協(xié)定”,由于缺乏客觀公正性和法律依據(jù)，因而不受法律保護(hù)，往往留下“后遺癥”,引發(fā)意想不到的麻煩事。</p><p> 通過上文車禍?zhǔn)芎θ说奶幚砹鞒? 我為您詳細(xì)介紹的車禍人傷交通事故處理流程以及相關(guān)知識(shí)，我們可以知道發(fā)生交通事故后首先要對(duì)責(zé)任進(jìn)行認(rèn)定，然后該賠償?shù)馁r償，不賠償最后可以通過起訴解決。 </p><p> 車禍人傷交通事故處理流程 @2019</p></div> <div id="h8vwpehz5e3o" class="new_det_p1">【版權(quán)聲明】部分文章和信息來源于互聯(lián)網(wǎng)、律師投稿，刊載此文是出于傳遞更多信息和學(xué)習(xí)之目的。若有來源標(biāo)注錯(cuò)誤或侵犯了您的合法權(quán)益，請(qǐng)作者持權(quán)屬證明于本網(wǎng)聯(lián)系，我們將予以及時(shí)更正或刪除。</div> <div id="h8vwpehz5e3o" class="readed"> <h6>延伸閱讀</h6> <ul class="read"> <li><a href="/doc/457258.html" target="_self" 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