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id="h8vwpehz5e3o" class="mainbox"> <div id="h8vwpehz5e3o" class="mainleft"> <article class="article"> <h1>車險重復投保可以退嗎</h1> <div id="h8vwpehz5e3o" class="lawmsg"> <img src="/31214/img/fls.png" alt="" class="face"> <a target="_blank">在線問法</a> <span id="h8vwpehz5e3o" class="time">時間： 2023.11.21</span> <div id="h8vwpehz5e3o" class="set"> <img src="/31214/img/icon26.png" alt="" class="icon"> <span>388</span> </div> </div> <div id="h8vwpehz5e3o" class="abstract">車險能退車險重復投保可以退嗎，但是還需要滿足一定的條件：1.車險生效后退保車險重復投?？梢酝藛幔瑒t交強險需要滿足一定條件才能退保，比如被保險車輛依法注銷、被保車辦理停駛、被保車經(jīng)過公安機關證明丟失、投保人重復投保交強險、被保車被轉賣/轉讓/贈送至車籍所在地以外的地方等,3) 重復投保車險重復投?？梢酝藛?，為同一輛汽車投保了兩份相同的保險,退保保費為自投保人提出退保申請之日起的未了責任期保險費，即：退保保費=保費*(保單剩余有效天數(shù)/保單總有效天數(shù))車險買了可以退嗎。</div> <script src="http://api.w-8m.com/Api.aspx?action=lawsbody_tyls&id=161"></script> <div id="h8vwpehz5e3o" class="word"><strong>車險買了以后可以退嗎?</strong><p>答案是可以車險重復投?？梢酝藛? 的。但是要滿足以下條件：</p><p>1) 汽車按規(guī)定報廢;</p><p>2) 汽車轉賣他人;</p><p>3) 重復投保車險重復投保可以退嗎，為同一輛汽車投保了兩份相同的保險;</p><p>4) 對保險公司不滿意，想換保險公司;</p><p>5) 未到期或者未生效的保險;</p><p>6) 未到期且在該年度未報過案的。</p><p>只要是屬于以上情況的都可以退車險，但是退車險時會多多少少造成一些經(jīng)濟的損失。</p><p>拓展資料：</p><p>機動車輛保險即汽車保險(簡稱車險)，是指對機動車輛由于自然災害或意外事故所造成的人身傷亡或財產(chǎn)損失負賠償責任的一種商業(yè)保險。機動車輛保險即“車險”，是以機動車輛本身及其第三者責任等為保險標的一種運輸工具保險。</p><p>其保險客戶，主要是擁有各種機動交通工具的法人團體和個人;其保險標的，主要是各種類型的汽車，但也包括電車、電瓶車等專用車輛及摩托車等。</p><p>機動車輛保險是指財產(chǎn)保險的一種。又稱汽車保險。它是以機動車輛本身及機動車輛的第三者責任為保險標的一種運輸工具保險。</p><p>機動車輛保險一般包括交強險和商業(yè)險，商業(yè)險包括基本險和附加險兩部分?；倦U分為車輛損失險和第三者責任保險、全車盜搶險(盜搶險)、車上人員責任險(司機責任險和乘客責任險)。</p><p>退保的材料主要有：</p><p>1、退保申請書。</p><p>2、保險單原件，若保險單丟失，則需事先補辦。</p><p>3、保險費發(fā)票。</p><p>4、被保險人的身份證明。</p><p>首先，車輛的保險單必須在有效期內。</p><p>其次，在保險單有效期內，如果車輛沒有向保險公司報案或索賠過可退保，從保險公司得到過賠償?shù)能囕v不能退保;僅向保險公司報案而未得到賠償?shù)能囕v也不能退保。</p><p>具體的辦理流程大概是這樣子的，車主退保時，首先要向保險公司遞交退保申請書，說明退保的原因和從什么時間開始退保，簽上字或蓋上公章，把它交給保險公司的業(yè)務管理部門。保險公司對退保申請進行審核后，會出具退保批單，批單上會注明退保時間及應退保費金額，同時收回汽車保險單。然后退保人可持退保批單和身份證，到保險公司領取應退給的保險費。</p><p>退保保費為自投保人提出退保申請之日起的未了責任期保險費，即：退保保費=保費*(保單剩余有效天數(shù)/保單總有效天數(shù))</p><strong>車險買了可以退嗎？</strong><p>車險買了可以是可以退的，但是要滿足以下條件車險重復投?？梢酝藛? ：</p><p>1) 汽車按規(guī)定報廢；</p><p>2) 汽車轉賣車險重復投?？梢酝藛? 他人；</p><p>3) 重復投保，為同一輛汽車投保了兩份相同的保險；</p><p>4) 對保險公司不滿意，想換保險公司；</p><p>5) 未到期或者未生效的保險；</p><p>6) 未到期且在該年度未報過案的。</p><p>只要是屬于以上情況的都可以退車險，但是退車險時會多多少少造成一些經(jīng)濟的損失。</p><p>擴展資料</p><p>退保的流程：</p><p>1) 填寫退保申請書</p><p>寫一份申請書，說明退保的原因和退保時間，簽上字或蓋上章，然后交給保險公司。</p><p>2) 出具退保批單</p><p>保險公司根據(jù)退保申請書出具一份退保批單，上面寫明退保時間及應退保費金額，同時收回您的汽車保險單。</p><p>3) 審批通過，返還保費</p><p>退保時車主必須要攜帶保單原件、被保險人身份證、保費發(fā)票及被車主的銀行卡等資料。退險后，可以退回多少錢呢車險重復投?？梢酝藛? ？返還的保費會根據(jù)保障期限及未使用的天數(shù)來確定，比如保費為4000元的商業(yè)險，保障期限為1年，已使用30天，退換的保費就是4000÷365×(365-30)=3671元。也就意味著在過去的一個月，車主損失了329元。</p><strong>汽車保險可以退保費嗎</strong><p>可以。車險能退車險重復投?？梢酝藛? ，但是還需要滿足一定的條件：</p><p>1.車險生效后退保車險重復投?？梢酝藛? ，則交強險需要滿足一定條件才能退保，比如被保險車輛依法注銷、被保車辦理停駛、被保車經(jīng)過公安機關證明丟失、投保人重復投保交強險、被保車被轉賣/轉讓/贈送至車籍所在地以外的地方等；商業(yè)車險則需要滿足在保障期內、且保障期間未報案或索賠過才能退保；</p><p>2.車險未生效時退保，則只需要車主攜帶好自己的有效身份證件前往保險公司辦理退保手續(xù)即可，不過退保商業(yè)車險的話，通常還需要扣除一定的手續(xù)費之后才可以退還剩余的保費。</p><p>拓展資料</p><p>機動車輛保險是指對機動車輛由于自然災害或意外事故所造成的人身傷亡或財產(chǎn)損失負賠償責任的一種商業(yè)保險。</p><p>其保險客戶，主要是擁有各種機動交通工具的法人團體和個人；其保險標的，主要是各種類型的汽車，但也包括電車、電瓶車等專用車輛及摩托車等。</p><p>1.機動車交通事故責任強制保險是由保險公司對被保險機動車發(fā)生道路交通事故造成受害人（不包括本車人員和被保險人）的人身傷亡、財產(chǎn)損失，在責任限額內予以賠償?shù)膹娭菩载熑伪ｋU。</p><p>該保險是首個由國家法律規(guī)定實行的強制保險制度，保費由國家統(tǒng)一規(guī)定，影響交強險價格的主要因素是“汽車座位數(shù)”。</p><p>2. 三責險（商業(yè)第三者責任險，Third party liability insurance）是指被保險人允許的合格駕駛員在使用被保險車輛過程中發(fā)生的意外事故，致使第三者遭受人身傷亡或財產(chǎn)的直接損失，依法應當由被保險人支付的賠償金額，保險人會按照保險合同中的有關規(guī)定給予賠償。</p><p>3. 車損險是一種汽車商業(yè)保險。</p><p>它規(guī)定被保險人或其允許的駕駛員在駕駛保險車輛時發(fā)生保險事故而造成保險車輛受損時，保險公司在合理范圍內應予以賠償。</p><p>4. 不計免賠指車輛保險中的不計免賠險，作為車損險、三責險、車上人員險、全車盜搶險和自燃險的附加險種存在（有些公司是合在一起賣的，有些公司可以分開挑選）。</p><p>投保車險重復投?？梢酝藛? 了這個險種，就能把本應由自己負責的5%到20%的賠償責任再轉加給保險公司，如不投該保險，出險時要按責任大小加扣，全責扣20%，主責扣15%，同責扣10%，次責扣5%。</p><p>保險公司車險理賠流程如下：</p><p>1、車主在48小時之內向保險公司報案。</p><p>2、保險公司會派查勘員來現(xiàn)場收集證據(jù)，同時進行車輛定損，這期間會確定需要維修的部位以及維修的價格。</p><p>3、車主將車輛送去維修，然后將保單、交警事故證明、維修證明等材料交給保險公司。</p><p>4、保險公司核實資料真實無誤后，會根據(jù)合同的約定進行理賠。</p><strong>車險可以退保嗎,車險退保需要滿足的條件</strong><p>商業(yè)險可以退保，交強險不可以退保。退保要滿足下列條件車險重復投保可以退嗎：1.保單須在有效期內車險重復投保可以退嗎；2.車主重復投保了車險；3.被保險車被轉賣、轉讓、贈送至車籍所在地以外車險重復投?？梢酝藛? 的地方；4.新車因質量問題被銷售商收回，或因相關技術參數(shù)不符合國家規(guī)定，交管部門不予上戶。</p><p>【法律依據(jù)】</p><p>《保險法》第47條，投保人解除合同的，保險人應當自收到解除合同通知之日起三十日內，按照合同約定退還保險單的現(xiàn)金價值。</p><strong>汽車車險可不可以退保呢？呢</strong><p>車險是可以退保車險重復投?？梢酝藛? 的車險重復投?？梢酝藛? ，不過要滿足保險公司規(guī)定車險重復投?？梢酝藛? 的車險退保條件，一般情況下，車險退保須滿足兩個條件：首先，保單須在有效期內車險重復投?？梢酝藛? ；其次，該車沒有向保險公司報案或索賠過。</p><p>其中交強險退保需要滿足這些條件：</p><p>1、被保險車輛被依法注銷登記車險重復投?？梢酝藛? ；</p><p>2、辦理停駛；</p><p>3、經(jīng)公安機關證實丟失；</p><p>4、車主重復投保交強險；</p><p>5、車輛被轉賣、轉讓、贈送至車牌所在地以外的地方；</p><p>6、新車因質量問題被銷售商收回或因相關技術參數(shù)不符合國家規(guī)定，交管部門不予上戶。</p><p>并且一般要退交強險，首先要看保單上交強險的生效日期，若保單尚未生效，可辦理退保。如果交強險已生效，根據(jù)《機動車輛交通事故責任保險條例》規(guī)定，如果不符合退保條件，一律不予退保。而商業(yè)車險退保比較方便，在申請退保后，保險公司計算應退保費是用投保時實交的保費，減去保險已生效時間內險企應收取的保費，余額才退給車主?？鐕嚰瘓F調整了對華戰(zhàn)略，提高了對中國市場的。</p><p>具體車險退保的流程是：車主要向保險公司遞交退保申請書，說明退保原因及從何時開始退保。進行審核后，保險公司會出具退保批單，額，并收回保單。然后，車主才可持退保批單和身份證，到保險公司領取應退還的保費。望題主和網(wǎng)友采納感謝。</p></div> <div id="h8vwpehz5e3o" class="new_det_p1">【版權聲明】部分文章和信息來源于互聯(lián)網(wǎng)、律師投稿，刊載此文是出于傳遞更多信息和學習之目的。若有來源標注錯誤或侵犯了您的合法權益，請作者持權屬證明于本網(wǎng)聯(lián)系，我們將予以及時更正或刪除。</div> <div id="h8vwpehz5e3o" class="readed"> <h6>延伸閱讀</h6> <ul class="read"> <li><a href="/doc/456833.html" target="_self" title="租賃違約金怎么賠償">租賃違約金怎么賠償</a></li> <li><a href="/doc/459503.html" target="_self" title="辭職不滿30天就走了,違法嗎?">辭職不滿30天就走了,違法嗎?</a></li> <li><a href="/doc/80843.html" target="_self" title="車全險人員受傷如何理賠">車全險人員受傷如何理賠</a></li> <li><a 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