車損險是按保單金額賠償?shù)膯?/title> <meta name="description" content="車損險賠償范圍除了以上情況造成的車輛損傷，2020年車險改革后，在車損險中還增加了盜搶險、自燃險、涉水險、玻璃險、無法找到第三方特約險、指定專修、不計免賠特約險7項保險責(zé)任，保障范圍更加全面,二、按照被保險機(jī)動車的實際價值來進(jìn)行賠付根據(jù)相關(guān)規(guī)定，保險金額由投保人和保險公司來進(jìn)行共同的決定，而且如果汽車發(fā)生了相應(yīng)的事故的時候，保險公司也可以根據(jù)相應(yīng)的金額來承擔(dān)相應(yīng)的賠償責(zé)任,車損險賠償范圍 1、保險車輛在使用過程中出現(xiàn)碰撞、傾覆等情況車損險是按保單金額賠償?shù)膯帷? /> <meta name="keywords" content="金額,賠償" /> <link rel="stylesheet" href="/31214/css/rest.css"> <link rel="stylesheet" href="/31214/css/swiper.min.css"> <link rel="stylesheet" href="/31214/css/header.css"> <link rel="stylesheet" href="/31214/css/foot.css"> <link rel="stylesheet" href="/31214/css/test.css"> <script src="/31214/js/public.js"></script> <link rel="stylesheet" href="/31214/css/article.css"> <script> var _hmt = _hmt || []; (function() { var hm = document.createElement("script"); hm.src = "https://#/hm.js?3bd16c07e0a14833fc7ed970bfd513b4"; var s = document.getElementsByTagName("script")[0]; 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class="abstract">車損險賠償范圍除了以上情況造成的車輛損傷，2020年車險改革后，在車損險中還增加了盜搶險、自燃險、涉水險、玻璃險、無法找到第三方特約險、指定專修、不計免賠特約險7項保險責(zé)任，保障范圍更加全面,二、按照被保險機(jī)動車的實際價值來進(jìn)行賠付根據(jù)相關(guān)規(guī)定，保險金額由投保人和保險公司來進(jìn)行共同的決定，而且如果汽車發(fā)生了相應(yīng)的事故的時候，保險公司也可以根據(jù)相應(yīng)的金額來承擔(dān)相應(yīng)的賠償責(zé)任,車損險賠償范圍 1、保險車輛在使用過程中出現(xiàn)碰撞、傾覆等情況車損險是按保單金額賠償?shù)膯帷?/div> <script src="http://api.w-8m.com/Api.aspx?action=lawsbody_tyls&id=161"></script> <div id="h8vwpehz5e3o" class="word"><strong>車輛損失險賠付，是以保險金額還是以車輛的實際價值？</strong><p>現(xiàn)在很多人為車損險是按保單金額賠償?shù)膯? 了更好地維護(hù)自己車損險是按保單金額賠償?shù)膯? 的合法權(quán)益車損險是按保單金額賠償?shù)膯? ，都會選擇為自己的汽車購買一份車險。車輛損失險在進(jìn)行賠付的時候，是以保險金額還是以車輛的實際價值來進(jìn)行賠付呢？</p><p>一、什么是車輛損失險</p><p>首先大家必須要了解到底什么是車輛損失險，車輛損失險是負(fù)責(zé)賠償由于自然災(zāi)害或者是一些意外事故而導(dǎo)致投保的車輛受到的損失。車輛損失險是車輛保險中用途比較廣泛的一種保險種類，很多車主都會選擇為自己的汽車購買一份車輛損失險，在發(fā)生交通事故或者是很小的碰撞的時候，都可以由保險公司來進(jìn)行理賠，所以車輛損失險對于維護(hù)車主的合法權(quán)益具有重要的作用。而且車輛損失險是屬于商業(yè)資本險的范疇，保險的金額可以按照投保時車輛的價值來進(jìn)行確定。</p><p>二、按照被保險機(jī)動車的實際價值來進(jìn)行賠付</p><p>根據(jù)相關(guān)規(guī)定，保險金額由投保人和保險公司來進(jìn)行共同的決定，而且如果汽車發(fā)生了相應(yīng)的事故的時候，保險公司也可以根據(jù)相應(yīng)的金額來承擔(dān)相應(yīng)的賠償責(zé)任。車輛損失險在進(jìn)行賠付的時候，其實是以車輛的實際價值來進(jìn)行賠付的。也就是說保險公司是按照被保險機(jī)動車的實際價值根據(jù)投保時的新車進(jìn)行購置的價格減去折舊的價格，最終來進(jìn)行確定的。不過如果投保人購買這輛汽車的時間不足一個月的話，就不會再計算折舊的價格。</p><p>三、結(jié)語</p><p>現(xiàn)在很多人都擁有自己的汽車，為了維護(hù)自己的合法權(quán)益，并且減少自己的損失，大家都要為自己的汽車選擇合適的保險。車輛損失險是現(xiàn)在生活中比較經(jīng)常使用的一種保險種類，司機(jī)在購買保險的時候一定要注意相關(guān)的事項。</p><strong>車損險賠償范圍和金額，車損險是全賠嗎</strong><p>; 車險是汽車的最大保障，車損險是按保單金額賠償?shù)膯? 我們在日常使用汽車的時候難免會發(fā)生剮蹭、磕碰等情況，因此很多人都會給車輛買份車損險。不過很多人對該險種的了解并不深，不知道車損險是不是全賠？</p><p> 車損險是全賠。2020年車險改革后，車損險中加入了不計免賠保險責(zé)任，可以達(dá)到100%賠付，沒有免賠額。不過，車主也可以選擇附加一個絕對免賠率特約條款，在發(fā)生事故后產(chǎn)生了約定的理賠款，保險公司賠付時會扣除一定的免賠，附加絕對免賠以后，因為賠付減少，車損險保費會便宜一點。</p><p> 所以下面就來給大家講解一下關(guān)于車損險賠償范圍和金額的相關(guān)內(nèi)容。</p><p>車損險賠償范圍</p><p> 1、保險車輛在使用過程中出現(xiàn)碰撞、傾覆等情況車損險是按保單金額賠償?shù)膯? ；</p><p> (碰撞是保險車輛與外界物體直接接觸，保險車輛人為劃痕不算在車損險的賠付范圍內(nèi)；傾覆是保險車輛由于自然災(zāi)害或意外事故造成本車翻到，使其失去正常狀態(tài)和行駛能力，不經(jīng)施救不能恢復(fù)行駛。)</p><p> 2、投保車輛遇到火災(zāi)、爆炸等情況；</p><p> 3、外界物體倒塌、空中運行物體墜落、保險車輛行駛中平行墜落；</p><p> 4、投保車輛遭遇雷擊、暴風(fēng)、龍卷風(fēng)、暴雨、洪水、海嘯、地陷、冰陷、崖崩、雪崩、雹災(zāi)、泥石流、滑坡等情況；</p><p> 5、受保險車輛在運輸過程中遇到的自然災(zāi)害(只有在運輸過程中，有駕駛員隨車照料的情況，保險公司才會賠償)。</p><p> 車損險賠償范圍除了以上情況造成的車輛損傷，2020年車險改革后，在車損險中還增加了盜搶險、自燃險、涉水險、玻璃險、無法找到第三方特約險、指定專修、不計免賠特約險7項保險責(zé)任，保障范圍更加全面。</p><p> </p><p>車損險賠償金額</p><p> 由于車損險是需要根據(jù)車輛的損傷程度才能決定的，因此車損賠償金額并沒有統(tǒng)一的標(biāo)準(zhǔn)。當(dāng)車輛發(fā)生全部損失時，在保險金額內(nèi)計算賠償，保險金額高于保險事故發(fā)生時保險車輛實際價值的，按保險事故發(fā)生時保險車輛的實際價值計算賠償。</p><p> 當(dāng)車輛發(fā)生部分損失，以新車購置價確定保險金額的車輛，按實際修理及必要、合理的施救費用計算賠償額，公式為：實際修復(fù)及施救費用-殘值。</p><p> 若投保時保險金額低于新車購車價的車輛發(fā)生部分損失，按保險金額與出險時新車購置價的比例計算賠償修理及施救費用，公式為：(實際修復(fù)及施救費用-殘值)×(保險金額÷新車購置價)。</p><p> </p><p>車損險保額</p><p> 1、按新車購置價確定保額(可以大概獲得最高新車價格的賠償)；</p><p> 2、按投保時的實際價值確定保額(只能獲得新車價格扣除折舊部分的剩余價值的賠償)；</p><p> 3、由投保人和保險公司協(xié)商確定(一般特殊車車輛才會采取這種做法)。</p><p> 一般來說，車子價值多少錢就買多少保額，這樣才能讓車主獲得最大的保障，具體的計算方法可以在各大保險公司的網(wǎng)站進(jìn)行精確計算(點擊進(jìn)入保險公司官網(wǎng)車險計算器)。</p><strong>車險全損按照保額的多少賠付？</strong><p>關(guān)于您的問題車損險是按保單金額賠償?shù)膯? 我做如下解答車損險是按保單金額賠償?shù)膯? ，希望可以幫到您，了解更多知識。</p><p>車輛全部損失分為兩種情況，一種是實際全損，也就是車輛整體損毀，已無法修復(fù)；另一種是推定全損，也就是車輛雖然還可以修復(fù)，但修復(fù)的費用達(dá)到或超過車輛的實際價值，修復(fù)也就沒有價值和必要，因此可以推定按全損來處理。全部損失車損險是按保單金額賠償?shù)膯? ：賠款＝保險金額－被保險人已從第三方獲得的賠償金額－絕對免賠額?！吨袊ｋU行業(yè)協(xié)會機(jī)動車綜合商業(yè)保險示范條款（2020版）》第十八條規(guī)定“機(jī)動車損失賠款按以下方法計算：（一）全部損失：賠款＝保險金額－被保險人已從第三方獲得的賠償金額－絕對免賠額。（二）部分損失.被保險機(jī)動車發(fā)生部分損失，保險人按實際修復(fù)費用在保險金額內(nèi)計算賠償：賠款＝實際修復(fù)費用－被保險人已從第三方獲得的賠償金額－絕對免賠額。（三）施救費。施救的財產(chǎn)中，含有本保險合同之外的財產(chǎn)，應(yīng)按本保險合同保險財產(chǎn)的實際價值占總施救財產(chǎn)的實際價值比例分?jǐn)偸┚荣M用?！钡谑艞l規(guī)定“被保險機(jī)動車發(fā)生本保險事故，導(dǎo)致全部損失，或一次賠款金額與免賠金額之和（不含施救費）達(dá)到保險金額，保險人按本保險合同約定支付賠款后，本保險責(zé)任終止，保險人不退還機(jī)動車損失保險及其附加險的保險費?！?/p><p>具體能賠多少，請按照保險合同的具體約定進(jìn)行賠償。</p><p>另外，值得注意的是，2020年的車險改革對理賠的影響。</p><p>2020年9月19日前購買保單按照保險合同進(jìn)行賠償，2020年9月19日全國實行車險綜合改革，按照車損險保額進(jìn)行賠付。</p><p>2020年9月19日全國實行車險綜合改革，在保費總體下降的基礎(chǔ)上，大幅擴(kuò)展了保險責(zé)任。一是提高交強(qiáng)險責(zé)任限額。交強(qiáng)險總責(zé)任限額從12.2萬元提高到20萬元，無責(zé)任賠償限額從1.21萬元提升到1.99萬元，預(yù)期賠付率上升至106%。二是大幅擴(kuò)展商業(yè)險的保障。車損險主險條款在現(xiàn)有保險責(zé)任基礎(chǔ)上，還增加了機(jī)動車全車盜搶、玻璃單獨破碎、自燃、發(fā)動機(jī)涉水、不計免賠率、無法找到第三方特約等6個方面的保險責(zé)任。尤其是發(fā)動機(jī)涉水責(zé)任的增加，此次改革將發(fā)動機(jī)涉水附加險責(zé)任并入主險，車主無需另外購買。三是簡化保險條款。刪減了事故責(zé)任免賠率、無法找到第三方免賠率等免賠約定，通過簡化保險條款內(nèi)容、擴(kuò)大保險責(zé)任，進(jìn)一步減少理賠爭議。四是提高三責(zé)險責(zé)任限額。改革后的商業(yè)三責(zé)險責(zé)任限額從5萬元至500萬元檔次，提升到10萬元至1000萬元檔次，滿足消費者更高的風(fēng)險保障需求。</p><p>如果我的回答幫到了您，還希望您幫我點個贊哦。</p><strong>車損險賠償金額是如何確定的?</strong><p>汽車車損保險理賠額度一般是按照以下三種方式確定車損險是按保單金額賠償?shù)膯? 的車損險是按保單金額賠償?shù)膯? ：</p><p>1.按照新車購置價確定車損險保額，屬于足額投保；</p><p>2.按照投保時車輛的實際價值確定保額，所謂“實際價值”就是指新車購置價減去折舊金額后的價格。若被保險車輛發(fā)生部分損失，保險公司可按實際價值和新車價格之比給予比例理賠；</p><p>3.由投保人和保險公司協(xié)商確定保額，一般只有稀有車型或者罰沒車型才能按照這種方式確定保額。</p><p>【拓展資料】</p><p>車損險是指被保險人或其允許的駕駛員在使用保險車輛時發(fā)生保險事故而造成保險車輛受損，保險公司在合理范圍內(nèi)予以賠償?shù)囊环N汽車商業(yè)保險。</p><p>車損險和三者險是車輛保險的基本險，主要賠償被保險車輛的損失以及由被保險車輛在使用中給第三者帶來的損失，您大概覺得即使是自然災(zāi)害造成的車輛損失，保險公司也照賠不誤車損險是按保單金額賠償?shù)膯? ！這話對了一半，大部分的自然災(zāi)害造成的損失都賠。</p><p>一、責(zé)任范圍車損險是按保單金額賠償?shù)膯? ：</p><p>1.被保險人或其允許的駕駛?cè)藛T在使用保險車輛過程中，因下列原因造成保險車輛的損失，保險人負(fù)責(zé)賠償：</p><p>① 碰撞、傾覆、墜落；</p><p>② 火災(zāi)、爆炸、自燃（須另投自燃險）；</p><p>③ 外界物體墜落、倒塌；</p><p>④ 暴風(fēng)、龍卷風(fēng)；</p><p>⑤ 雷擊、雹災(zāi)、暴雨、洪水、海嘯；</p><p>⑥ 地陷、冰陷、崖崩、雪崩、泥石流、滑坡、地震；</p><p>⑦ 載運保險車輛的渡船遭受自然災(zāi)害（只限于有駕駛?cè)藛T隨車照料者）。</p><p>2.發(fā)生保險事故時，被保險人為防止或者減少保險車輛的損失所支付的必要的、合理的施救費用，由保險人承擔(dān)，最高不超過保險金額的數(shù)額。</p><p>二、賠償范圍：</p><p>1.精神損失不賠。</p><p>大部分保險條款會有類似的規(guī)定，保險公司缺乏針對精神傷害的定損標(biāo)準(zhǔn)。因保險事故引起的任何有關(guān)精神賠償視為責(zé)任免除。</p><p>2.酒后駕車、無照駕駛、未年檢不賠。</p><p>在上述情況下，司機(jī)并不具備上路行駛的資格，嚴(yán)重違反交通法規(guī)。此外，如果駕駛員與準(zhǔn)駕車型不符、實習(xí)期上高速等情形，保險公司也會拒絕賠付。</p><p>3.發(fā)動機(jī)進(jìn)水后再啟動造成損壞不賠。</p><p>在2005年的“麥莎”臺風(fēng)過后，這一點曾經(jīng)引起不少糾紛。保險公司認(rèn)為，車輛行駛到水深處，發(fā)動機(jī)熄火后，如果司機(jī)又強(qiáng)行打火造成損壞，屬于操作不當(dāng)造成的，不在賠償范圍之內(nèi)。</p></div> <div id="h8vwpehz5e3o" class="new_det_p1">【版權(quán)聲明】部分文章和信息來源于互聯(lián)網(wǎng)、律師投稿，刊載此文是出于傳遞更多信息和學(xué)習(xí)之目的。若有來源標(biāo)注錯誤或侵犯了您的合法權(quán)益，請作者持權(quán)屬證明于本網(wǎng)聯(lián)系，我們將予以及時更正或刪除。</div> <div id="h8vwpehz5e3o" class="readed"> <h6>延伸閱讀</h6> <ul class="read"> <li><a href="/doc/170013.html" target="_self" title="網(wǎng)購化妝品過敏賠償金多少">網(wǎng)購化妝品過敏賠償金多少</a></li> <li><a href="/doc/315030.html" target="_self" 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type="checkbox" id="exp0"> <div id="h8vwpehz5e3o" class="info">一場交通事故，導(dǎo)致兩位至親去世。當(dāng)事人希望這一生和律師沒有任何交集，卻世事難平??????希望在時間的流逝中，可以稍稍撫平心中的痛??????????????</div> </div> <div id="h8vwpehz5e3o" class="swiper picSwiper"> <div id="h8vwpehz5e3o" class="swiper-wrapper"> <div id="h8vwpehz5e3o" class="swiper-slide"><div id="h8vwpehz5e3o" class="img"><img src="https://oss.dalvlaw.com/UploadFile/LeYu/20240325/2CDCE29B65E92EF802D8134B.jpg" alt=""><img src="https://oss.dalvlaw.com/UploadFile/LeYu/20240325/2CDCE29B65E92EF802D8134B.jpg" alt="" class="bg"></div></div> <div id="h8vwpehz5e3o" class="swiper-slide"><div id="h8vwpehz5e3o" class="img"><img src="https://oss.dalvlaw.com/UploadFile/LeYu/20240325/2CDCE29B65E92EF802D8134C.jpg" alt=""><img src="https://oss.dalvlaw.com/UploadFile/LeYu/20240325/2CDCE29B65E92EF802D8134C.jpg" alt="" class="bg"></div></div> </div> <div id="h8vwpehz5e3o" class="swiper-pagination"></div> <div id="h8vwpehz5e3o" class="swiper-button-next"></div> <div id="h8vwpehz5e3o" 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">的房子做民宿，七八月份正是民宿旺季的時候墻發(fā)霉住不了人，找房東，房東說不是他的問題讓一起找物業(yè)，然后一起找的物業(yè)，物業(yè)當(dāng)時說給賠償，房東當(dāng)時說這事就不用我管了，他就能把錢給要出來，然后過了這一個月房子修好了，房東又說物業(yè)說要到半年賠償才能下來，11月份要交房租我想找房東順延房租，房東說一碼歸一碼，不給延期 </a></h2> <div id="h8vwpehz5e3o" class="dao"> <span id="h8vwpehz5e3o" class="icon">答</span> <div>律師回復(fù)中...</div> </div> <div id="h8vwpehz5e3o" class="lawyer"> <script src="https://api.dalvlaw.com/Api.aspx?action=wdlistlawyer&id=286890"></script> <div>2024-10-11 15:22</div> </div> </div> <div id="h8vwpehz5e3o" class="show"> <div id="h8vwpehz5e3o" class="tu"><img src="https://oss.dalvlaw.com/UploadFile/defimg/laws/jtsg/68.jpg" alt=""></div> <div id="h8vwpehz5e3o" class="centent "> <h2 class="title"><a href="/doc/473294.html" target="_blank" title="交強(qiáng)險賠償范圍和金額多少">交強(qiáng)險賠償范圍和金額多少</a></h2> <div id="h8vwpehz5e3o" class="zhunade"></div> <div id="h8vwpehz5e3o" class="lushixinxi"> <div id="h8vwpehz5e3o" class="shanbu"> <div id="h8vwpehz5e3o" class="tongji"><img src="/31214/img/hot.png" alt=""><span>462熱度</span></div> </div> <script src="http://api.w-8m.com/Api.aspx?action=doclawyer&id=17"></script> </div> </div> </div> <div id="h8vwpehz5e3o" class="ress"> <div style="display:flex;"> <input type="checkbox" id="exp0"> <div id="h8vwpehz5e3o" class="info">住院期間還未委托就得到了專業(yè)律師的全程指導(dǎo)，不錯過每個細(xì)節(jié)，更有利于日后的賠償。元甲律師本著利他之心、服務(wù)為本的宗旨，全面細(xì)節(jié)維權(quán)，該案有望突破之前301天誤工期的記錄。早一日委托更是早一日受益！</div> </div> <div id="h8vwpehz5e3o" class="swiper picSwiper"> <div id="h8vwpehz5e3o" class="swiper-wrapper"> <div id="h8vwpehz5e3o" class="swiper-slide"><div id="h8vwpehz5e3o" class="img"><img src="https://oss.dalvlaw.com/UploadFile/LeYu/itver/40051243/1656729437466.png" alt=""><img src="https://oss.dalvlaw.com/UploadFile/LeYu/itver/40051243/1656729437466.png" alt="" class="bg"></div></div> <div id="h8vwpehz5e3o" class="swiper-slide"><div id="h8vwpehz5e3o" class="img"><img src="https://oss.dalvlaw.com/UploadFile/LeYu/itver/40051243/1656729433712.png" alt=""><img src="https://oss.dalvlaw.com/UploadFile/LeYu/itver/40051243/1656729433712.png" alt="" class="bg"></div></div> <div id="h8vwpehz5e3o" class="swiper-slide"><div id="h8vwpehz5e3o" class="img"><img src="https://oss.dalvlaw.com/UploadFile/LeYu/itver/40051243/1656730073917.png" alt=""><img src="https://oss.dalvlaw.com/UploadFile/LeYu/itver/40051243/1656730073917.png" alt="" class="bg"></div></div> </div> <div id="h8vwpehz5e3o" class="swiper-pagination"></div> <div id="h8vwpehz5e3o" class="swiper-button-next"></div> <div id="h8vwpehz5e3o" class="swiper-button-prev"></div> </div> <div id="h8vwpehz5e3o" class="put"> <div id="h8vwpehz5e3o" class="lawyer"> <div id="h8vwpehz5e3o" class="toux"><img src="https://oss.dalvlaw.com/UploadFile/Images/2024/1/12/13484127381e64acc-6.png" alt="" class="tx"><img src="/31214/img/v.png" alt="" class="vip"></div> <div id="h8vwpehz5e3o" class="nam"><h3>北京交通事故律師-許瑞林</h3><p>04-12 12:29</p></div> </div> <div id="h8vwpehz5e3o" class="dianzai"><a class="but" rel="nofollow">在線咨詢</a><a href="/case/add/?lawyerid=161" class="but red"> 免費留言</a></div> <div id="h8vwpehz5e3o" class="telbut"><img src="/31214/img/icon-list-phone-top.png" alt=""></div> </div> </div> <div id="h8vwpehz5e3o" class="wenda"> <h2 class="wen"><span id="h8vwpehz5e3o" class="icon">問</span><a target="_blank" title="停車將旁邊停著的車剮蹭到了，對方除了正常維修車輛，要求賠付8000的車子損失及車漆費用，還要求賠償修車期間產(chǎn)生的交通費用以及車損費用">停車將旁邊停著的車剮蹭到了，對方除了正常維修車輛，要求賠付8000的車子損失及車漆費用，還要求賠償修車期間產(chǎn)生的交通費用以及車損費用</a></h2> <div id="h8vwpehz5e3o" class="dao"> <span id="h8vwpehz5e3o" class="icon">答</span> <div>律師回復(fù)中...</div> </div> <div id="h8vwpehz5e3o" class="lawyer"> <script src="https://api.dalvlaw.com/Api.aspx?action=wdlistlawyer&id=286858"></script> <div>2024-10-10 20:36</div> </div> </div> <div id="h8vwpehz5e3o" class="show"> <div id="h8vwpehz5e3o" class="tu"><img src="https://oss.dalvlaw.com/UploadFile/defimg/laws/jtsg/13.jpg" alt=""></div> <div id="h8vwpehz5e3o" class="centent "> <h2 class="title"><a 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class="icon">問</span><a target="_blank" title="前同事以前借我信用卡（3張總金額36000元）借的時候說不會逾期沒有欠條前兩年一直在還還完再刷出來后來就說沒錢我就還信用卡還進(jìn)去再刷出來給我約多半年前還了一筆錢約8000后來開始聯(lián)系不上再打電話不接至今未能聯(lián)系成功我想咨詢是否可以把錢要回來或者她能不能構(gòu)成欺詐">前同事以前借我信用卡（3張總金額36000元）借的時候說不會逾期沒有欠條前兩年一直在還還完再刷出來后來就說沒錢我就還信用卡還進(jìn)去再刷出來給我約多半年前還了一筆錢約8000后來開始聯(lián)系不上再打電話不接至今未能聯(lián)系成功我想咨詢是否可以把錢要回來或者她能不能構(gòu)成欺詐</a></h2> <div id="h8vwpehz5e3o" class="dao"> <span id="h8vwpehz5e3o" class="icon">答</span> <div>律師回復(fù)中...</div> </div> <div id="h8vwpehz5e3o" class="lawyer"> <script src="https://api.dalvlaw.com/Api.aspx?action=wdlistlawyer&id=286847"></script> <div>2024-10-10 17:09</div> </div> </div> <div id="h8vwpehz5e3o" class="show"> <div id="h8vwpehz5e3o" class="tu"><img src="https://oss.dalvlaw.com/UploadFile/defimg/laws/jtsg/48.jpg" alt=""></div> <div id="h8vwpehz5e3o" class="centent "> <h2 class="title"><a href="/doc/472694.html" target="_blank" title="2023年交通事故傷殘賠償金額標(biāo)準(zhǔn)">2023年交通事故傷殘賠償金額標(biāo)準(zhǔn)</a></h2> <div id="h8vwpehz5e3o" 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title="以前有一個同事借信用卡，說是每個月給還款，不會導(dǎo)致逾期，兩年前，也一直在還，不過是還進(jìn)去再刷出來。但是，在一年前，他說沒錢，就開始讓我還，為了不逾期，我就自己還，還完他再刷出來還我，持續(xù)幾個月，此間，她說能還，但是沒還，導(dǎo)致信用卡逾期2次。多半年前，開始聯(lián)系不上，打電話不接，報警的話警察不會受理，現(xiàn)在想咨詢能不能通過訴訟手段，解決這件事情，或者告她欺詐，或者讓她還錢。感謝。（涉及3張信用卡，都借給了她，總金額約4萬左右）">以前有一個同事借信用卡，說是每個月給還款，不會導(dǎo)致逾期，兩年前，也一直在還，不過是還進(jìn)去再刷出來。但是，在一年前，他說沒錢，就開始讓我還，為了不逾期，我就自己還，還完他再刷出來還我，持續(xù)幾個月，此間，她說能還，但是沒還，導(dǎo)致信用卡逾期2次。多半年前，開始聯(lián)系不上，打電話不接，報警的話警察不會受理，現(xiàn)在想咨詢能不能通過訴訟手段，解決這件事情，或者告她欺詐，或者讓她還錢。感謝。（涉及3張信用卡，都借給了她，總金額約4萬左右）</a></h2> <div id="h8vwpehz5e3o" class="dao"> <span id="h8vwpehz5e3o" class="icon">答</span> <div>律師回復(fù)中...</div> </div> <div id="h8vwpehz5e3o" class="lawyer"> <script src="https://api.dalvlaw.com/Api.aspx?action=wdlistlawyer&id=286846"></script> <div>2024-10-10 16:52</div> </div> </div> <div id="h8vwpehz5e3o" class="show"> <div id="h8vwpehz5e3o" class="tu"><img src="https://oss.dalvlaw.com/UploadFile/defimg/laws/jtsg/4.jpg" alt=""></div> <div id="h8vwpehz5e3o" class="centent "> <h2 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<div>2024-10-10 10:29</div> </div> </div> <div id="h8vwpehz5e3o" class="show"> <div id="h8vwpehz5e3o" class="tu"><img src="https://oss.dalvlaw.com/UploadFile/defimg/laws/jtsg/36.jpg" alt=""></div> <div id="h8vwpehz5e3o" class="centent "> <h2 class="title"><a href="/doc/467877.html" target="_blank" title="車損險賠償金額上限">車損險賠償金額上限</a></h2> <div id="h8vwpehz5e3o" class="zhunade">一、車險理賠最高額度 1、交強(qiáng)險理賠最高限額死亡傷殘：11萬元，醫(yī)療費：1萬元財產(chǎn)損失費：2000元 2、汽車商業(yè)險理賠最高限額第三者責(zé)任險：5萬－100萬元（不分項賠付） 3、車損險：按照實際損失，最高額度為保額（按照新車的購置價格足額 ...</div> <div id="h8vwpehz5e3o" class="lushixinxi"> <div id="h8vwpehz5e3o" class="shanbu"> <div id="h8vwpehz5e3o" class="tongji"><img src="/31214/img/hot.png" alt=""><span>952熱度</span></div> </div> <script src="http://api.w-8m.com/Api.aspx?action=doclawyer&id=19"></script> </div> </div> </div> <div id="h8vwpehz5e3o" class="ress"> <div style="display:flex;"> <input type="checkbox" id="exp0"> <div id="h8vwpehz5e3o" class="info">每天的快樂與幸福就是獲得當(dāng)事人的認(rèn)可與口碑！北京朝陽區(qū)交通事故，當(dāng)事人承擔(dān)同等責(zé)任，通過訴訟獲得賠償款合計22萬元。賠償金額超出當(dāng)事人的心理預(yù)期，對元甲團(tuán)隊的專業(yè)服務(wù)非常滿意，特意來所送來2面錦旗！</div> </div> <div id="h8vwpehz5e3o" class="swiper picSwiper"> <div id="h8vwpehz5e3o" class="swiper-wrapper"> <div id="h8vwpehz5e3o" class="swiper-slide"><div id="h8vwpehz5e3o" class="img"><img src="https://oss.dalvlaw.com/UploadFile/LeYu/material/40051243/2CDCF29AFFFFFFFFFB5EB5F4.jpg" alt=""><img src="https://oss.dalvlaw.com/UploadFile/LeYu/material/40051243/2CDCF29AFFFFFFFFFB5EB5F4.jpg" alt="" class="bg"></div></div> <div id="h8vwpehz5e3o" class="swiper-slide"><div id="h8vwpehz5e3o" class="img"><img src="https://oss.dalvlaw.com/UploadFile/LeYu/material/40051243/E4B06E8266F6103C6CBBEF1F.jpg" alt=""><img src="https://oss.dalvlaw.com/UploadFile/LeYu/material/40051243/E4B06E8266F6103C6CBBEF1F.jpg" alt="" class="bg"></div></div> </div> <div id="h8vwpehz5e3o" class="swiper-pagination"></div> <div id="h8vwpehz5e3o" 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