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class="lawmsg"> <img src="/31214/img/fls.png" alt="" class="face"> <a target="_blank">在線問法</a> <span id="h8vwpehz5e3o" class="time">時(shí)間： 2024.01.07</span> <div id="h8vwpehz5e3o" class="set"> <img src="/31214/img/icon26.png" alt="" class="icon"> <span>410</span> </div> </div> <div id="h8vwpehz5e3o" class="abstract">保險(xiǎn)公司接到報(bào)案后，會(huì)派人到現(xiàn)場(chǎng)勘查或者到交通部門遇到車禍賠償?shù)脑捲趺刺幚砹私獬鲭U(xiǎn)情況，同時(shí)對(duì)車輛進(jìn)行定損、估算合理費(fèi)用，并通知車主到保險(xiǎn)公司指定修理廠處理事故車輛,出車禍后理賠的處理出車禍后理賠的處理在道路上發(fā)生車禍以后遇到車禍賠償?shù)脑捲趺刺幚?，如果有人受傷?yīng)當(dāng)?shù)谝粫r(shí)間撥打急救電話遇到車禍賠償?shù)脑捲趺刺幚恚缓蟮却痪牡絹碛龅杰嚨溬r償?shù)脑捲趺刺幚?，交警在勘察完現(xiàn)場(chǎng)以后會(huì)確定雙方的責(zé)任并出具責(zé)任認(rèn)定書，在賠償?shù)倪^程中如果雙方購(gòu)買了車險(xiǎn)也可以找保險(xiǎn)公司進(jìn)行理賠，那么出車禍后理賠的處理是怎樣的呢。</div> <script src="http://api.w-8m.com/Api.aspx?action=lawsbody_tyls&id=161"></script> <div id="h8vwpehz5e3o" class="word"><strong>出車禍后理賠的處理</strong><p>出車禍后理賠的處理 </p><p> 在道路上發(fā)生車禍以后遇到車禍賠償?shù)脑捲趺刺幚? ，如果有人受傷應(yīng)當(dāng)?shù)谝粫r(shí)間撥打急救電話遇到車禍賠償?shù)脑捲趺刺幚? ，然后等待交警的到來遇到車禍賠償?shù)脑捲趺刺幚? ，交警在勘察完現(xiàn)場(chǎng)以后會(huì)確定雙方的責(zé)任并出具責(zé)任認(rèn)定書，在賠償?shù)倪^程中如果雙方購(gòu)買了車險(xiǎn)也可以找保險(xiǎn)公司進(jìn)行理賠，那么出車禍后理賠的處理是怎樣的呢？下面我為您詳細(xì)解答，希望對(duì)大家有幫助。</p><p> 一、出車禍后理賠的處理 1、及時(shí)報(bào)案 </p><p> 發(fā)生保險(xiǎn)事故后應(yīng)立即撥打122報(bào)警電話，并在24小時(shí)內(nèi)及時(shí)撥打報(bào)案電話向保險(xiǎn)公司報(bào)案。</p><p> 2、協(xié)助查勘定損 </p><p> 保險(xiǎn)公司接到報(bào)案后，會(huì)迅速派人進(jìn)行現(xiàn)場(chǎng)查勘，確定損失大小，并出具查勘報(bào)告。在此環(huán)節(jié)，被保險(xiǎn)人應(yīng)當(dāng)協(xié)助保險(xiǎn)公司進(jìn)行保險(xiǎn)事故的查勘定損。</p><p> 3、提交索賠單證 </p><p> 索賠時(shí)，被保險(xiǎn)人應(yīng)當(dāng)按照保險(xiǎn)合同約定向保險(xiǎn)公司提交以下單證：①出險(xiǎn)通知書；②保險(xiǎn)單正本，機(jī)動(dòng)車保險(xiǎn)證，駕駛證，行駛證復(fù)印件；③事故發(fā)生地交警部門的責(zé)任認(rèn)定書，事故調(diào)解書；④全車失竊須另提供保險(xiǎn)合同約定的必備單證；⑤涉及的第三者責(zé)任方追償?shù)馁r案，須提供訴訟受理證明和追償權(quán)利轉(zhuǎn)讓書；⑥保險(xiǎn)合同約定的其遇到車禍賠償?shù)脑捲趺刺幚? 他單證。</p><p> 4、賠款審核 </p><p> 保險(xiǎn)公司根據(jù)車險(xiǎn)合同條款、客戶提交的索賠單證、查勘人員提供的查勘報(bào)告以及公司有關(guān)理賠規(guī)定，將作出是否賠償以及賠償多少的結(jié)論。</p><p> 5、領(lǐng)取賠款 </p><p> 對(duì)屬于保險(xiǎn)責(zé)任的事故，保險(xiǎn)公司應(yīng)當(dāng)根據(jù)理賠結(jié)論通知被保險(xiǎn)人辦理領(lǐng)款手續(xù)。按照《保險(xiǎn)法》的規(guī)定，保險(xiǎn)公司自與被保險(xiǎn)人達(dá)成賠償金額協(xié)議之日起10日內(nèi)，保險(xiǎn)公司應(yīng)當(dāng)履行支付賠款義務(wù)。</p><p> 二、車在外地出險(xiǎn)怎么辦 </p><p> 如果車在外地出險(xiǎn)，同樣要保護(hù)好現(xiàn)場(chǎng)，立即向當(dāng)?shù)氐墓步煌ü芾聿块T和保險(xiǎn)公司在當(dāng)?shù)貦C(jī)構(gòu)報(bào)案，并在48小時(shí)內(nèi)通知您的承保公司，說明您的保單，出險(xiǎn)時(shí)間、地點(diǎn)、原因及經(jīng)過。承保公司一般是要求當(dāng)?shù)毓敬榭薄＿@時(shí)您一定要注意讓當(dāng)?shù)毓景匆?guī)定程序照相，出具代查勘報(bào)告，問清何時(shí)、如何轉(zhuǎn)交給承保公司?；氐奖镜匾院螅俚奖ｋU(xiǎn)公司填出險(xiǎn)通知書并索賠。</p><p> 三、交通事故后如何避免二次事故傷害 </p><p> 1、首先將車輛熄火，以防車輛受到二次撞擊而起火燃燒，同時(shí)為了節(jié)省燃油，避免發(fā)動(dòng)機(jī)長(zhǎng)時(shí)間怠速將燃油耗盡，在最終需要移車時(shí)無法啟動(dòng)。</p><p> 2、熄火后，及時(shí)打開車輛雙跳燈，提醒后車注意。</p><p> 3、然后拉緊手剎、下車放置三角警示牌。三角警示牌的放置距離有講究，只有放在一定的安全距離之外，才能有效發(fā)揮警示作用：白天，在普通城市道路上應(yīng)把警示牌立在車后50米的位置，在高速公路上則應(yīng)放在車后150米左右的地方;夜晚，放置距離還需要延長(zhǎng)，普通城市道路上應(yīng)放在車后100米左右，高速公路上則需延長(zhǎng)至250米左右。</p><p> 綜上所述，在發(fā)生交通事故以后千萬不要太過慌張，應(yīng)當(dāng)積極的保護(hù)好現(xiàn)場(chǎng)，并且在后方設(shè)立警示牌，以防后面的車輛也發(fā)生車禍，保險(xiǎn)公司在接到申請(qǐng)以后會(huì)立即趕到現(xiàn)場(chǎng)確定損失大小，被保險(xiǎn)人也要向保險(xiǎn)公司出示相關(guān)證據(jù)，之后就可以獲得理賠了。 </p><p> 出車禍后理賠的處理 @2019</p><strong>交通事故后賠償怎么處理？</strong><p>交通事故處理賠償遇到車禍賠償?shù)脑捲趺刺幚? 的流程</p><p>一、報(bào)賠。</p><p>發(fā)生交通事故后應(yīng)妥善保護(hù)好現(xiàn)場(chǎng)遇到車禍賠償?shù)脑捲趺刺幚? ，并及時(shí)向保險(xiǎn)公司報(bào)案遇到車禍賠償?shù)脑捲趺刺幚? ，路面事故同時(shí)還要報(bào)交通部門處理。</p><p>二、核定。</p><p>保險(xiǎn)公司接到報(bào)案后，會(huì)派人到現(xiàn)場(chǎng)勘查或者到交通部門遇到車禍賠償?shù)脑捲趺刺幚? 了解出險(xiǎn)情況，同時(shí)對(duì)車輛進(jìn)行定損、估算合理費(fèi)用，并通知車主到保險(xiǎn)公司指定修理廠處理事故車輛。</p><p>三、全部損失。</p><p>保險(xiǎn)車輛發(fā)生的全部損失后，如果保險(xiǎn)金額等于或者基于出險(xiǎn)當(dāng)時(shí)的實(shí)際價(jià)值，就按保險(xiǎn)金額賠償。</p><p>保險(xiǎn)車輛發(fā)生全損后，如果保險(xiǎn)金額高于出險(xiǎn)當(dāng)時(shí)的實(shí)際損失，就按出險(xiǎn)時(shí)的實(shí)際價(jià)值進(jìn)行賠償。</p><p>四、部分損失。</p><p>保險(xiǎn)車輛局部受損失，其保險(xiǎn)金額達(dá)到承保時(shí)的實(shí)際價(jià)值，無論保險(xiǎn)金額是否基于出險(xiǎn)的實(shí)際價(jià)值發(fā)生部分損失，均按照實(shí)際修理費(fèi)用賠償。</p><p>保險(xiǎn)車輛的保險(xiǎn)金額基于承保的實(shí)際價(jià)值發(fā)生部分損失，按照保險(xiǎn)金額與出險(xiǎn)時(shí)的實(shí)際價(jià)值比例賠償修理費(fèi)用。保險(xiǎn)車輛損失最高賠償額以保險(xiǎn)金額為限。</p><p>五、賠付時(shí)間在車輛修復(fù)或自交通事故處理結(jié)案之日起三個(gè)月內(nèi)，保護(hù)應(yīng)斥保單、事故處理證明、事故調(diào)解書、修理清單及其他有關(guān)證明到保險(xiǎn)公司領(lǐng)取保賠償金。</p><strong>遇到交通事故，該如何處理賠償問題？需要注意什么問題？</strong><p>遇到交通事故，該如何處理賠償問題？需要注意什么問題？</p><p>劃分責(zé)任非常遇到車禍賠償?shù)脑捲趺刺幚? 的關(guān)鍵</p><p>發(fā)生交通事故后，民事賠償中遇到車禍賠償?shù)脑捲趺刺幚? 我們所依據(jù)的就是責(zé)任的劃分。發(fā)生交通事故造成財(cái)產(chǎn)損失，雙方當(dāng)事人可以選擇自行協(xié)商的方式方解決賠償問題。如果在交通事故中雙方對(duì)責(zé)任劃分產(chǎn)生爭(zhēng)議，或者有人員受傷的情況下，我建議大家一定要及時(shí)地報(bào)警。通過交警進(jìn)行責(zé)任劃分。</p><p>不滿意責(zé)任劃分怎么辦？</p><p>在交警劃分責(zé)任之后，當(dāng)事人收到遇到車禍賠償?shù)脑捲趺刺幚? 了認(rèn)定書，這份認(rèn)定書與今后的民事賠償密切相關(guān)。如果有一方當(dāng)事人認(rèn)為交警劃分的責(zé)任不公正，不公平，一定要在三日之內(nèi)提出復(fù)核申請(qǐng)。提出復(fù)核申請(qǐng)的途徑有兩種，第一種可以向原辦案單位直接遞交書面的申請(qǐng)，第二種直接向上級(jí)機(jī)關(guān)事故科提出書面的復(fù)核申請(qǐng)。</p><p>傷殘鑒定</p><p>交通事故中有人員受傷的情況下，作為受傷者一方要多與大夫進(jìn)行溝通。在民事賠償中，傷者一定要考慮自己的傷，對(duì)今后的收入是否造成影響？</p><p>遇到車禍賠償?shù)脑捲趺刺幚? 你可以委托第三方鑒定機(jī)構(gòu)進(jìn)行殘鑒定。在傷殘鑒定的時(shí)候，要與對(duì)方或者對(duì)方的保險(xiǎn)公司進(jìn)行溝通，選擇大家都認(rèn)可的鑒定機(jī)構(gòu)進(jìn)行傷殘鑒定。</p><p>三期鑒定</p><p>在交通事故的民事賠償中，很多人對(duì)于誤工費(fèi)，營(yíng)養(yǎng)費(fèi)，護(hù)理費(fèi)容易產(chǎn)生爭(zhēng)議。有的情況下在與保險(xiǎn)公司溝通的時(shí)候也會(huì)產(chǎn)生爭(zhēng)議，認(rèn)為賠償金額太少了。在這里我告訴大家一個(gè)最好的方法，就是委托第三方機(jī)構(gòu)對(duì)這三個(gè)項(xiàng)目進(jìn)行鑒定。</p><p>民事賠償調(diào)解選擇</p><p>在交通事故的民事賠償中，最基本的就是雙方在一起自行協(xié)商。雙方在協(xié)商的時(shí)候不容易溝通，我建議大家可以選擇人民調(diào)解委員會(huì)進(jìn)行民事賠償調(diào)解，也可以選擇事故辦案民警進(jìn)行民事賠償調(diào)解。對(duì)方是機(jī)動(dòng)車的，作為傷者的一方，可以與對(duì)方的保險(xiǎn)公司理賠員直接進(jìn)行溝通。</p><p>我的個(gè)人建議遇到車禍賠償?shù)脑捲趺刺幚? ：發(fā)生交通事故后，在處理民事賠償?shù)臅r(shí)候，我建議大家注意一個(gè)問題，調(diào)解必須建立在公平自愿的基礎(chǔ)上。任何個(gè)人和單位不能強(qiáng)制要求進(jìn)行調(diào)解。在調(diào)解賠償?shù)臅r(shí)候，希望雙方當(dāng)事人要保持理智。對(duì)于所提出的賠償額度，一定要有相關(guān)的證據(jù)支持。雙方達(dá)不成協(xié)議，要及時(shí)地到法院進(jìn)行民事訴訟。</p><p>以上就是我對(duì)這件事情的個(gè)人看法，如有不妥之處，還希望大家在評(píng)論區(qū)留言補(bǔ)充。</p><strong>交通事故怎么賠償是怎么處理的</strong><p>交通肇事賠償可以這么處理遇到車禍賠償?shù)脑捲趺刺幚? ：1、賠償權(quán)利義務(wù)雙方可以協(xié)商一致或向人民調(diào)解委員會(huì)、公安機(jī)關(guān)交通管理部門調(diào)解遇到車禍賠償?shù)脑捲趺刺幚? ；2、雙方不能通過調(diào)解達(dá)成一致意見的遇到車禍賠償?shù)脑捲趺刺幚? ，可以向交通事故發(fā)生地或被告住所地法院提起民事訴訟。</p><p>【法律依據(jù)】</p><p>《道路交通事故處理程序規(guī)定》第八十四條當(dāng)事人可以采取以下方式解決道路交通事故損害賠償爭(zhēng)議：（一）申請(qǐng)人民調(diào)解委員會(huì)調(diào)解；（二）申請(qǐng)公安機(jī)關(guān)交通管理部門調(diào)解；（三）向人民法院提起民事訴訟。《民事訴訟法》第二十八條因侵權(quán)行為提起的訴訟遇到車禍賠償?shù)脑捲趺刺幚? ，由侵權(quán)行為地或者被告住所地人民法院管轄。</p><strong>交通事故理賠處理怎么賠償</strong><p>出現(xiàn)交通事故后遇到車禍賠償?shù)脑捲趺刺幚? 的理賠辦法遇到車禍賠償?shù)脑捲趺刺幚? ：由保險(xiǎn)公司在保險(xiǎn)責(zé)任范圍內(nèi)對(duì)因交通事故造成本車人員、被保險(xiǎn)人以外的受害人的人身傷亡、財(cái)產(chǎn)損失遇到車禍賠償?shù)脑捲趺刺幚? ，包括醫(yī)療費(fèi)、誤工費(fèi)、住院伙食補(bǔ)助費(fèi)、交通費(fèi)、造成傷殘或死亡的殘疾賠償金、死亡賠償金、被扶養(yǎng)人生活費(fèi)等進(jìn)行賠償。</p><p>【法律依據(jù)】</p><p>《機(jī)動(dòng)車交通事故責(zé)任強(qiáng)制保險(xiǎn)條例》第二十一條</p><p>被保險(xiǎn)機(jī)動(dòng)車發(fā)生道路交通事故造成本車人員、被保險(xiǎn)人以外的受害人人身傷亡、財(cái)產(chǎn)損失的遇到車禍賠償?shù)脑捲趺刺幚? ，由保險(xiǎn)公司依法在機(jī)動(dòng)車交通事故責(zé)任強(qiáng)制保險(xiǎn)責(zé)任限額范圍內(nèi)予以賠償。</p><p>道路交通事故的損失是由受害人故意造成的遇到車禍賠償?shù)脑捲趺刺幚? ，保險(xiǎn)公司不予賠償。</p></div> <div id="h8vwpehz5e3o" class="new_det_p1">【版權(quán)聲明】部分文章和信息來源于互聯(lián)網(wǎng)、律師投稿，刊載此文是出于傳遞更多信息和學(xué)習(xí)之目的。若有來源標(biāo)注錯(cuò)誤或侵犯了您的合法權(quán)益，請(qǐng)作者持權(quán)屬證明于本網(wǎng)聯(lián)系，我們將予以及時(shí)更正或刪除。</div> <div id="h8vwpehz5e3o" class="readed"> <h6>延伸閱讀</h6> <ul class="read"> <li><a href="/doc/226070.html" target="_self" title="一般醫(yī)療依賴的賠償范圍">一般醫(yī)療依賴的賠償范圍</a></li> <li><a href="/doc/54538.html" target="_self" title="小腳趾骨折能評(píng)上十級(jí)傷殘嗎">小腳趾骨折能評(píng)上十級(jí)傷殘嗎</a></li> <li><a href="/doc/3400.html" target="_self" title="桓仁律師免費(fèi)熱線">桓仁律師免費(fèi)熱線</a></li> 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title="在阿里巴巴上下單了40件產(chǎn)品，在別的電商平臺(tái)上銷售，被起訴侵犯外觀專利。共銷售38件，銷售額1300。要求賠償3w，打算應(yīng)訴不賠償，能應(yīng)訴成功嗎？">在阿里巴巴上下單了40件產(chǎn)品，在別的電商平臺(tái)上銷售，被起訴侵犯外觀專利。共銷售38件，銷售額1300。要求賠償3w，打算應(yīng)訴不賠償，能應(yīng)訴成功嗎？</a></h2> <div id="h8vwpehz5e3o" class="dao"> <span id="h8vwpehz5e3o" class="icon">答</span> <div>律師回復(fù)中...</div> </div> <div id="h8vwpehz5e3o" class="lawyer"> <script src="https://api.dalvlaw.com/Api.aspx?action=wdlistlawyer&id=288488"></script> <div>2024-12-19 14:48</div> </div> </div> <div id="h8vwpehz5e3o" class="show"> <div id="h8vwpehz5e3o" class="tu"><img src="https://oss.dalvlaw.com/UploadFile/defimg/laws/jtsg/27.jpg" alt=""></div> <div id="h8vwpehz5e3o" class="centent "> <h2 class="title"><a href="/doc/331475.html" target="_blank" title="車禍后期賠償怎么處理">車禍后期賠償怎么處理</a></h2> <div id="h8vwpehz5e3o" 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