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<span></span> </div> <div id="h8vwpehz5e3o" class="mainbox"> <div id="h8vwpehz5e3o" class="mainleft"> <article class="article"> <h1>請求國家代位賠償?shù)纳暾?/h1> <div id="h8vwpehz5e3o" class="lawmsg"> <img src="/31214/img/fls.png" alt="" class="face"> <a target="_blank">在線問法</a> <span id="h8vwpehz5e3o" class="time">時間： 2024.01.21</span> <div id="h8vwpehz5e3o" class="set"> <img src="/31214/img/icon26.png" alt="" class="icon"> <span>5</span> </div> </div> <div id="h8vwpehz5e3o" class="abstract"></div> <script src="http://api.w-8m.com/Api.aspx?action=lawsbody_tyls&id=161"></script> <div id="h8vwpehz5e3o" class="word"><strong>如何申請代位請求賠償</strong><p>前提要有這個資格，就是投保了，人壽保險是不在這個范圍的，一般都是車輛什么的，其次要注意訴訟時效，非保險賠償范圍，如果在車輛事故中等可能不屬于保險理賠范圍，無論是不是有第三者都不適用代位賠償，比如，輪胎破損、輪圈劃傷、后視鏡傷痕以及車內(nèi)物品遺失</p><p>“代位賠償”步驟和流程</p><p>1.提交申請材料請求國家代位賠償?shù)纳暾? ：事故認(rèn)定書、全責(zé)方相關(guān)信息、自己的身份證駕駛證等證件、保險單據(jù)。</p><p>2.定損修車請求國家代位賠償?shù)纳暾? ：根據(jù)保險公司定損員裁定的維修項目到二類以上維修點修車。</p><p>3.等待對方復(fù)議：復(fù)議時間為15天，復(fù)議期間對方會接到交警的電話通知。</p><p>4.獲得保險賠償：車輛維修完成后，先墊付維修費，之后拿到保險公司理賠點進(jìn)行報銷理賠。</p><p>5.配合作證：你需要配合保險公司和相關(guān)部門調(diào)查肇事者的情況。</p><p>6.結(jié)案：從法律途徑獲得肇事者的賠償后結(jié)案。</p><strong>國家賠償?shù)纳暾垪l件有哪些</strong><p>國家賠償申請時間請求國家代位賠償?shù)纳暾? 的規(guī)定請求國家代位賠償?shù)纳暾? ：賠償請求人請求國家賠償請求國家代位賠償?shù)纳暾? 的時效為兩年請求國家代位賠償?shù)纳暾? ，自其知道或者應(yīng)當(dāng)知道國家機(jī)關(guān)及其工作人員行使職權(quán)時的行為侵犯其人身權(quán)、財產(chǎn)權(quán)之日起計算請求國家代位賠償?shù)纳暾? ，如果被限制人身自由的則不算。</p><p>【法律依據(jù)】</p><p>《國家賠償法》第三十九條</p><p>賠償請求人請求國家賠償?shù)臅r效為兩年，自其知道或者應(yīng)當(dāng)知道國家機(jī)關(guān)及其工作人員行使職權(quán)時的行為侵犯其人身權(quán)、財產(chǎn)權(quán)之日起計算，但被羈押等限制人身自由期間不計算在內(nèi)。</p><p>在申請行政復(fù)議或者提起行政訴訟時一并提出賠償請求的，適用行政復(fù)議法、行政訴訟法有關(guān)時效的規(guī)定。</p><p>賠償請求人在賠償請求時效的最后六個月內(nèi)，因不可抗力或者其他障礙不能行使請求權(quán)的，時效中止。從中止時效的原因消除之日起，賠償請求時效期間繼續(xù)計算。</p><strong>人保代位賠償?shù)臈l件和流程</strong><p>您好請求國家代位賠償?shù)纳暾? ！代位賠償指的是請求國家代位賠償?shù)纳暾? ，當(dāng)因為第三方引起車輛損失時請求國家代位賠償?shù)纳暾? ，投保人可向保險公司申請賠償，此時保險公司需要履行賠償責(zé)任，向車主賠償?shù)谌綉?yīng)支付的賠償，之后保險公司再向責(zé)任方追討賠付。</p><p>申請代位賠償?shù)臈l件：</p><p>1.對方車輛無保險對方車輛還沒購買保險時，對方車主又不肯賠償時;</p><p>2.對方拒絕在責(zé)任認(rèn)定書上簽字的對方不服交警對事故責(zé)任的劃分，拒絕在事故責(zé)任認(rèn)定書上簽字時;</p><p>3.豪車被廉價車追尾后，責(zé)任方?jīng)]錢賠償時;</p><p>4.全責(zé)方故意推延或拒絕賠償時;</p><p>5.車輛被剮蹭，但對方逃逸，若有記錄下肇事車輛信息的，也可以申請代位賠償。</p><p>代位賠償?shù)牧鞒蹋?/p><p>1、提交材料：向本方保險公司提交事故認(rèn)定書、駕駛證、身份證、車輛保險憑證及肇事司機(jī)相關(guān)息。</p><p>2、定損修車：根據(jù)保險公司的定損裁定的維修項目到二類以上維修點修車。</p><p>3、等待復(fù)議：復(fù)議時間為15天。</p><p>4、保險賠償：車輛維修完后，自己先墊付維修費用，再到自己車輛購買保險的公司理賠點報銷理賠。</p><p>5、配合作證：配合保險公司和相關(guān)部門調(diào)查肇事者的情況。從法律途徑獲得肇事者的賠償后結(jié)案。</p><p>擴(kuò)展閱讀：【保險】怎么買，哪個好，手把手教請求國家代位賠償?shù)纳暾? 你避開保險的這些"坑"</p><strong>保險代位賠償?shù)臈l件和流程</strong><p>（一）代位賠償請求國家代位賠償?shù)纳暾? 的條件請求國家代位賠償?shù)纳暾? ：</p><p>1.對方車輛無保險對方車輛還沒購買保險時請求國家代位賠償?shù)纳暾? ，對方車主又不肯賠償時;</p><p>2.對方拒絕在責(zé)任認(rèn)定書上簽字的對方不服交警對事故責(zé)任的劃分請求國家代位賠償?shù)纳暾? ，拒絕在事故責(zé)任認(rèn)定書上簽字時;</p><p>3.豪車被廉價車追尾后，責(zé)任方?jīng)]錢賠償時;</p><p>4.全責(zé)方故意推延或拒絕賠償時;</p><p>5.車輛被剮蹭，但對方逃逸，若有記錄下肇事車輛信息的，也可以申請代位賠償。</p><p>（二）代位賠償?shù)牧鞒蹋?/p><p>1、提交材料：向本方保險公司提交事故認(rèn)定書、駕駛證、身份證、車輛保險憑證及肇事司機(jī)相關(guān)息。</p><p>2、定損修車：根據(jù)保險公司的定損裁定的維修項目到二類以上維修點修車。</p><p>3、等待復(fù)議：復(fù)議時間為15天。</p><p>4、保險賠償：車輛維修完后，自己先墊付維修費用，再到自己車輛購買保險的公司理賠點報銷理賠。</p><p>5、配合作證：配合保險公司和相關(guān)部門調(diào)查肇事者的情況。從法律途徑獲得肇事者的賠償后結(jié)案。</p><p>擴(kuò)展資料：</p><p>一、保險代位賠償并不是全額賠償，它賠償?shù)氖潜槐ｋU人應(yīng)付責(zé)任的部分。</p><p>1、“代位賠償"又稱為“代位追償”，是指被保險物品發(fā)生保險責(zé)任范圍內(nèi)的由第三者責(zé)任造成的損失，保險人（保險公司）向被保險人（車主）履行損失賠償責(zé)任后，保險人（保險公司）有權(quán)在其已經(jīng)賠付金額的限度內(nèi)取得被保險人（車主）在該項損失中向第三責(zé)任方要求賠償?shù)臋?quán)利。保險人（保險公司）取得該項權(quán)利后，即可取代被保險人（車主）的地位向第三責(zé)任方索賠。</p><p>2、簡單來說，"代位賠償"就是由您的保險公司先行向您墊付維修費后再向責(zé)任方追討賠償。舉個實際點的例子：您的車與其他車輛發(fā)生交通事故，交警判對方全責(zé)，但是對方無經(jīng)濟(jì)能力，無法進(jìn)行賠付。這時候您可以向自己所投保的保險公司進(jìn)行賠償申請，先由您投保的保險公司把維修車輛等相關(guān)費用賠付給您，然后由保險公司向肇事方追討賠償款。</p><p>二、保險代位賠償與多久可以賠付沒有太大關(guān)系，只要賠償所需資料齊全，在保險合同條款約定的保險責(zé)任范圍，就以中國人壽實際賠付的時間來說，資料上傳到系統(tǒng)后三個工作日結(jié)案。</p><p>三、保險代位賠償是指被保險物品發(fā)生保險責(zé)任范圍內(nèi)的由第三者責(zé)任造成的損失，保險人向被保險人履行損失賠償責(zé)任后，保險人有權(quán)在其已經(jīng)賠付金額的限度內(nèi)取得被保險人在該項損失中向第三責(zé)任方要求賠償?shù)臋?quán)利，它并不是全額賠償，賠償?shù)氖潜槐ｋU人應(yīng)付責(zé)任的部分。</p><strong>只有交強(qiáng)險可以申請代位賠償嗎?</strong><p>只有交強(qiáng)險是沒法申請代位賠償?shù)摹?/p><p>代位賠償?shù)臈l件是：第一、事故屬于保險責(zé)任的范圍請求國家代位賠償?shù)纳暾? ；第二、投保請求國家代位賠償?shù)纳暾? 了車損險；第三、事故責(zé)任明確請求國家代位賠償?shù)纳暾? ，有第三責(zé)任方請求國家代位賠償?shù)纳暾? ，且被保險人未放棄索賠權(quán)。遇到以下四類情況請求國家代位賠償?shù)纳暾? ，可以向保險公司申請代位追償：第一、第三責(zé)任方拒絕或無力賠償；第二、第三責(zé)任方故意拖延賠償。</p><p>拓展資料：</p><p>交強(qiáng)險的全稱為“機(jī)動車交通事故責(zé)任強(qiáng)制保險”，它是我國首個由國家法律規(guī)定實行的強(qiáng)制保險制度。依據(jù)《機(jī)動車交通事故責(zé)任強(qiáng)制保險條例》規(guī)定：交強(qiáng)險是由保險公司對被保險機(jī)動車發(fā)生道路交通事故造成受害人（不包括本車人員和被保險人）的人身傷亡、財產(chǎn)損失，在責(zé)任限額內(nèi)予以賠償?shù)膹?qiáng)制性責(zé)任保險。</p><p>不繳納交強(qiáng)險，按照規(guī)定公安機(jī)關(guān)交通管理部門有權(quán)扣留車輛，并處與應(yīng)繳納保險費的2倍罰款。說得很明白，這個交強(qiáng)險是強(qiáng)制性的，必須繳納。</p><p>隨著國內(nèi)汽車的不斷增多，交通事故頻繁但很多責(zé)任人沒有能力去補(bǔ)償受害人的損失，給受害人和家庭造成生活的困難無法彌補(bǔ)。如果有交強(qiáng)險的介入，當(dāng)責(zé)任方無能力補(bǔ)償時，保險公司可以幫受害人及家庭減輕因交通事故造成的困難。</p><p>交強(qiáng)險的基礎(chǔ)費率共分42種，家庭自用車、非營業(yè)客車、營業(yè)客車、非營業(yè)貨車、營業(yè)貨車、特種車、摩托車和拖拉機(jī)等八大類42小類車型保險費率各不相同，對同一車型，全國執(zhí)行統(tǒng)一價格。</p><p>交強(qiáng)險的費用是可變動的（第一年除外），不過這要看車主的表現(xiàn)。它的計算公式如下：</p><p>最終保費=基礎(chǔ)保費×(1+與道路交通事故相聯(lián)系的浮動比率)×(1+與交通安全違法行為相聯(lián)系的浮動比率A)。</p><p>根據(jù)規(guī)格，下浮比率最低只能下降30%，就是說車主連續(xù)3年安全行車沒有出過險，那他的浮動比率就可以下降30%；而上浮比率最多也上浮30%。通過這些獎罰措施，對于減少交通事故的發(fā)生還是有一定的作用的。</p><strong>車修好了再申請代位追償</strong><p>怎么才能申請代位賠償?</p><p>1.對方車輛無保險對方車輛還沒購買保險時請求國家代位賠償?shù)纳暾? ，對方車主又不肯賠償時;</p><p>2.對方拒絕在責(zé)任認(rèn)定書上簽字的對方不服交警對事故責(zé)任的劃分請求國家代位賠償?shù)纳暾? ，拒絕在事故責(zé)任認(rèn)定書上簽字時;</p><p>3.豪車被廉價車追尾后請求國家代位賠償?shù)纳暾? ，責(zé)任方?jīng)]錢賠償時;4.全責(zé)方故意推延或拒絕賠償時;</p><p>5.車輛被剮蹭請求國家代位賠償?shù)纳暾? ，但對方逃逸，若有記錄下肇事車輛信息的，也可以申請代位賠償。</p><p>代位追償需要材料如下請求國家代位賠償?shù)纳暾? ：交警下發(fā)的事故認(rèn)定書，事故中負(fù)全責(zé)車主的信息、本人的駕駛證、行駛證、身份證、保險單據(jù)、定損單據(jù)。以上這些單據(jù)都需要復(fù)印件。另外每個保險公司可能要求的資料會有所不同，具體情況可以咨詢保險公司。</p><p>《中華人民共和國道路交通安全法》第十七條國家實行機(jī)動車第三者責(zé)任強(qiáng)制保險制度，設(shè)立道路交通事故社會救助基金。具體辦法由國務(wù)院規(guī)定。</p><p>第十八條依法應(yīng)當(dāng)?shù)怯浀姆菣C(jī)動車，經(jīng)公安機(jī)關(guān)交通管理部門登記后，方可上道路行駛。</p><p>依法應(yīng)當(dāng)?shù)怯浀姆菣C(jī)動車的種類，由省、自治區(qū)、直轄市人民政府根據(jù)當(dāng)?shù)貙嶋H情況規(guī)定。</p><p>非機(jī)動車的外形尺寸、質(zhì)量、制動器、車鈴和夜間反光裝置，應(yīng)當(dāng)符合非機(jī)動車安全技術(shù)標(biāo)準(zhǔn)。</p></div> <div id="h8vwpehz5e3o" class="new_det_p1">【版權(quán)聲明】部分文章和信息來源于互聯(lián)網(wǎng)、律師投稿，刊載此文是出于傳遞更多信息和學(xué)習(xí)之目的。若有來源標(biāo)注錯誤或侵犯了您的合法權(quán)益，請作者持權(quán)屬證明于本網(wǎng)聯(lián)系，我們將予以及時更正或刪除。</div> <div id="h8vwpehz5e3o" 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class="info">交通事故成功和解，快速拿到23萬賠償款！元甲律所專業(yè)調(diào)解談判，在傷者承擔(dān)次要責(zé)任情況下，爭取到了最高賠償款！感謝當(dāng)事人認(rèn)可，讓我們的工作充滿意義和價值！</div> </div> <div id="h8vwpehz5e3o" class="swiper picSwiper"> <div id="h8vwpehz5e3o" class="swiper-wrapper"> <div id="h8vwpehz5e3o" class="swiper-slide"><div id="h8vwpehz5e3o" class="img"><img src="https://oss.dalvlaw.com/UploadFile/LeYu/material/40051243/2CDCCC2AFFFFFFFFC94A4C67.jpg" alt=""><img src="https://oss.dalvlaw.com/UploadFile/LeYu/material/40051243/2CDCCC2AFFFFFFFFC94A4C67.jpg" alt="" class="bg"></div></div> </div> <div id="h8vwpehz5e3o" class="swiper-pagination"></div> <div id="h8vwpehz5e3o" class="swiper-button-next"></div> <div id="h8vwpehz5e3o" class="swiper-button-prev"></div> </div> <div id="h8vwpehz5e3o" class="put"> <div id="h8vwpehz5e3o" class="lawyer"> <div id="h8vwpehz5e3o" class="toux"><img src="https://oss.dalvlaw.com/UploadFile/Images/2024/1/12/13484127381e64acc-6.png" alt="" class="tx"><img src="/31214/img/v.png" alt="" class="vip"></div> <div 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<span id="h8vwpehz5e3o" class="icon">答</span> <div>律師回復(fù)中...</div> </div> <div id="h8vwpehz5e3o" class="lawyer"> <script src="https://api.dalvlaw.com/Api.aspx?action=wdlistlawyer&id=286845"></script> <div>2024-10-10 16:33</div> </div> </div> <div id="h8vwpehz5e3o" class="show"> <div id="h8vwpehz5e3o" class="tu"><img src="https://oss.dalvlaw.com/UploadFile/defimg/laws/jtsg/59.jpg" alt=""></div> <div id="h8vwpehz5e3o" class="centent "> <h2 class="title"><a href="/doc/461208.html" target="_blank" title="申請國家賠償主體">申請國家賠償主體</a></h2> <div id="h8vwpehz5e3o" class="zhunade"></div> <div id="h8vwpehz5e3o" class="lushixinxi"> <div id="h8vwpehz5e3o" class="shanbu"> <div id="h8vwpehz5e3o" class="tongji"><img src="/31214/img/hot.png" alt=""><span>250熱度</span></div> </div> <script src="http://api.w-8m.com/Api.aspx?action=doclawyer&id=25"></script> </div> </div> </div> <div id="h8vwpehz5e3o" class="ress"> <div style="display:flex;"> <input type="checkbox" id="exp0"> <div id="h8vwpehz5e3o" class="info">北京順義區(qū)交通事故，傷者承擔(dān)主要責(zé)任，本以為自己拿不到賠償款了，委托元甲之后，元甲和解團(tuán)隊僅用40多天，促成了雙方和解，快速拿到賠償款20萬元！遠(yuǎn)超過當(dāng)事人的心理預(yù)期，非常滿意，當(dāng)事人說“所有的感謝都在錦旗里”！</div> </div> <div id="h8vwpehz5e3o" class="swiper picSwiper"> <div id="h8vwpehz5e3o" class="swiper-wrapper"> <div id="h8vwpehz5e3o" class="swiper-slide"><div id="h8vwpehz5e3o" class="img"><img src="https://oss.dalvlaw.com/UploadFile/LeYu/20240325/E4B0E8E0FFFFFFFFD38166BE.jpg" alt=""><img src="https://oss.dalvlaw.com/UploadFile/LeYu/20240325/E4B0E8E0FFFFFFFFD38166BE.jpg" alt="" class="bg"></div></div> </div> <div id="h8vwpehz5e3o" class="swiper-pagination"></div> <div id="h8vwpehz5e3o" class="swiper-button-next"></div> <div id="h8vwpehz5e3o" class="swiper-button-prev"></div> </div> <div id="h8vwpehz5e3o" class="put"> <div id="h8vwpehz5e3o" class="lawyer"> <div id="h8vwpehz5e3o" class="toux"><img src="https://oss.dalvlaw.com/UploadFile/Images/2024/1/12/13484127381e64acc-6.png" alt="" class="tx"><img src="/31214/img/v.png" alt="" 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