廠里商業(yè)險(xiǎn)是怎么賠償?shù)?/title> <meta name="description" content="個(gè)人商業(yè)險(xiǎn)一般是人身險(xiǎn)，保障人因?yàn)橐馔饣蛘呒膊?dǎo)致的醫(yī)療費(fèi)用支出、傷殘、身故等情況，具體保障及賠償內(nèi)容如下：①壽險(xiǎn)：以被保人的生存或死亡為保障對(duì)象的保險(xiǎn)，當(dāng)被保人身故/全殘，保險(xiǎn)公司會(huì)一次性給付保險(xiǎn)賠償金,商業(yè)險(xiǎn)怎么賠付商業(yè)保險(xiǎn)主要分為人身險(xiǎn)和財(cái)產(chǎn)險(xiǎn)廠里商業(yè)險(xiǎn)是怎么賠償?shù)模松黼U(xiǎn)是以人的壽命和身體為保障對(duì)象的保險(xiǎn)廠里商業(yè)險(xiǎn)是怎么賠償?shù)模松黼U(xiǎn)還可以細(xì)分為壽險(xiǎn)、重疾險(xiǎn)、醫(yī)療險(xiǎn)、意外險(xiǎn)以及年金險(xiǎn)廠里商業(yè)險(xiǎn)是怎么賠償?shù)摹? /> <meta name="keywords" content="商業(yè),賠償" /> <link rel="stylesheet" href="/31214/css/rest.css"> <link rel="stylesheet" href="/31214/css/swiper.min.css"> <link rel="stylesheet" href="/31214/css/header.css"> <link rel="stylesheet" href="/31214/css/foot.css"> <link rel="stylesheet" href="/31214/css/test.css"> <script src="/31214/js/public.js"></script> <link rel="stylesheet" href="/31214/css/article.css"> <script> var _hmt = _hmt || []; (function() { var hm = 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id="h8vwpehz5e3o" class="cen"> <div id="h8vwpehz5e3o" class="bread"> <a href="/">首頁(yè)</a><p>></p> <a href="javascript:void(0)">廠里商業(yè)險(xiǎn)是怎么賠償?shù)?/a> <span></span> </div> <div id="h8vwpehz5e3o" class="mainbox"> <div id="h8vwpehz5e3o" class="mainleft"> <article class="article"> <h1>廠里商業(yè)險(xiǎn)是怎么賠償?shù)?/h1> <div id="h8vwpehz5e3o" class="lawmsg"> <img src="/31214/img/fls.png" alt="" class="face"> <a target="_blank">在線問(wèn)法</a> <span id="h8vwpehz5e3o" class="time">時(shí)間： 2023.10.26</span> <div id="h8vwpehz5e3o" class="set"> <img src="/31214/img/icon26.png" alt="" class="icon"> <span>254</span> </div> </div> <div id="h8vwpehz5e3o" class="abstract">個(gè)人商業(yè)險(xiǎn)一般是人身險(xiǎn)，保障人因?yàn)橐馔饣蛘呒膊?dǎo)致的醫(yī)療費(fèi)用支出、傷殘、身故等情況，具體保障及賠償內(nèi)容如下：①壽險(xiǎn)：以被保人的生存或死亡為保障對(duì)象的保險(xiǎn)，當(dāng)被保人身故/全殘，保險(xiǎn)公司會(huì)一次性給付保險(xiǎn)賠償金,商業(yè)險(xiǎn)怎么賠付商業(yè)保險(xiǎn)主要分為人身險(xiǎn)和財(cái)產(chǎn)險(xiǎn)廠里商業(yè)險(xiǎn)是怎么賠償?shù)?，人身險(xiǎn)是以人的壽命和身體為保障對(duì)象的保險(xiǎn)廠里商業(yè)險(xiǎn)是怎么賠償?shù)模松黼U(xiǎn)還可以細(xì)分為壽險(xiǎn)、重疾險(xiǎn)、醫(yī)療險(xiǎn)、意外險(xiǎn)以及年金險(xiǎn)廠里商業(yè)險(xiǎn)是怎么賠償?shù)摹?/div> <script src="http://api.w-8m.com/Api.aspx?action=lawsbody_tyls&id=161"></script> <div id="h8vwpehz5e3o" class="word"><strong>商業(yè)險(xiǎn)怎么賠付</strong><p>商業(yè)保險(xiǎn)主要分為人身險(xiǎn)和財(cái)產(chǎn)險(xiǎn)廠里商業(yè)險(xiǎn)是怎么賠償?shù)? ，人身險(xiǎn)是以人的壽命和身體為保障對(duì)象的保險(xiǎn)廠里商業(yè)險(xiǎn)是怎么賠償?shù)? ，人身險(xiǎn)還可以細(xì)分為壽險(xiǎn)、重疾險(xiǎn)、醫(yī)療險(xiǎn)、意外險(xiǎn)以及年金險(xiǎn)廠里商業(yè)險(xiǎn)是怎么賠償?shù)? ；財(cái)產(chǎn)險(xiǎn)則是以被保險(xiǎn)人的財(cái)產(chǎn)及其相關(guān)利益為保障對(duì)象的保險(xiǎn)，它是一種補(bǔ)償性質(zhì)的保險(xiǎn)，即如果被保人的財(cái)產(chǎn)及其相關(guān)利益遭受了損失，保險(xiǎn)公司會(huì)按照合同約定賠償損失的部分。</p><p>個(gè)人商業(yè)險(xiǎn)一般是人身險(xiǎn)，保障人因?yàn)橐馔饣蛘呒膊?dǎo)致的醫(yī)療費(fèi)用支出、傷殘、身故等情況，具體保障及賠償內(nèi)容如下：</p><p>①壽險(xiǎn)：以被保人的生存或死亡為保障對(duì)象的保險(xiǎn)，當(dāng)被保人身故/全殘，保險(xiǎn)公司會(huì)一次性給付保險(xiǎn)賠償金；</p><p>②重疾險(xiǎn)：重疾險(xiǎn)保障的是合同約定的疾病，當(dāng)被保險(xiǎn)人不幸罹患合同約定的疾病，且符合理賠條件，保險(xiǎn)公司會(huì)一次性給付保險(xiǎn)金。</p><p>③醫(yī)療險(xiǎn)：是報(bào)銷(xiāo)型保險(xiǎn)，可以報(bào)銷(xiāo)被保險(xiǎn)人因疾病或者意外治療產(chǎn)生的醫(yī)療費(fèi)用。</p><p>④意外險(xiǎn)：保障的是因意外傷害造成的身故/傷殘，當(dāng)被保險(xiǎn)人因意外傷害導(dǎo)致身故/傷殘后，保險(xiǎn)公司會(huì)根據(jù)合同約定，賠付相應(yīng)的保險(xiǎn)金。</p><p>⑤年金險(xiǎn)：是指被保人或投保人一次性或按期繳納保費(fèi)，保險(xiǎn)公司以被保險(xiǎn)人生存為條件，按年、半年、季或月給付保險(xiǎn)金，直至被保險(xiǎn)人死亡或合同期滿。</p><strong>商業(yè)保險(xiǎn)如何賠付？</strong><p>商業(yè)保險(xiǎn)可以分為三種賠付方式，分別為廠里商業(yè)險(xiǎn)是怎么賠償?shù)? ：費(fèi)用報(bào)銷(xiāo)型、定額補(bǔ)償型、住院津貼型。</p><p>1、費(fèi)用報(bào)銷(xiāo)型</p><p>醫(yī)療險(xiǎn)就是非常典型的費(fèi)用報(bào)銷(xiāo)型，就是廠里商業(yè)險(xiǎn)是怎么賠償?shù)? 你看病治療自己先掏錢(qián)，然后再拿著相關(guān)單據(jù)去保險(xiǎn)公司報(bào)銷(xiāo)，花多少報(bào)多少，報(bào)銷(xiāo)的錢(qián)不會(huì)超過(guò)廠里商業(yè)險(xiǎn)是怎么賠償?shù)? 你的實(shí)際總花費(fèi)。</p><p>2、定額補(bǔ)償型</p><p>比如重疾險(xiǎn)，一旦廠里商業(yè)險(xiǎn)是怎么賠償?shù)? 你患廠里商業(yè)險(xiǎn)是怎么賠償?shù)? 了合同約定的疾病，或者所患疾病達(dá)到某種狀態(tài)或進(jìn)行特定手術(shù)，就可以一次性給你合同約定的保額。</p><p>再比如壽險(xiǎn)，一旦被保人死亡（符合理賠條件），保險(xiǎn)公司就會(huì)按照合同約定賠付保額給收益人。</p><p>3、住院津貼型</p><p>針對(duì)被保人住院給付的住院津貼。比如有的意外險(xiǎn)，如果被保人因意外事故住院，可以向被保人提供每天100元（具體是多少以合同約定為準(zhǔn)）的住院津貼。</p><p>商業(yè)保險(xiǎn)有必要買(mǎi)嗎？猛戳這里了解：有了社保還需要買(mǎi)商保嗎？</p><p>如果你不知道買(mǎi)什么保險(xiǎn)？可以關(guān)注“專心?！?，1對(duì)1免費(fèi)咨詢，我們將秉承專業(yè)、客觀、中立的態(tài)度，為你挑選更高性價(jià)比的產(chǎn)品，讓買(mǎi)保險(xiǎn)變成一件容易的事！</p><strong>商業(yè)保險(xiǎn)怎么理賠</strong><p>商業(yè)保險(xiǎn)的理賠一般包括報(bào)案、調(diào)查、審核協(xié)商和理賠四個(gè)步驟。</p><p>1、報(bào)案：被保險(xiǎn)人發(fā)生保險(xiǎn)事故后廠里商業(yè)險(xiǎn)是怎么賠償?shù)? ，聯(lián)系保險(xiǎn)公司廠里商業(yè)險(xiǎn)是怎么賠償?shù)? ，及時(shí)進(jìn)行報(bào)案。 </p><p>2、調(diào)查：申請(qǐng)人提交相關(guān)證明材料廠里商業(yè)險(xiǎn)是怎么賠償?shù)? ，如診斷證明等廠里商業(yè)險(xiǎn)是怎么賠償?shù)? ，保險(xiǎn)公司接到報(bào)案后派遣專業(yè)的技術(shù)人員進(jìn)行調(diào)查。</p><p>3、審核協(xié)商：保險(xiǎn)公司對(duì)材料進(jìn)行審核，確保沒(méi)有騙保等行為。被保險(xiǎn)人或其家屬若是對(duì)保險(xiǎn)公司的賠償金額有異議，兩方可能會(huì)進(jìn)行協(xié)商，或到法院進(jìn)行訴訟。</p><p>4、理賠：當(dāng)保險(xiǎn)公司審核通過(guò)，兩方對(duì)保險(xiǎn)金達(dá)成一致的意見(jiàn)時(shí)，保險(xiǎn)公司發(fā)放保險(xiǎn)金</p><p>拓展資料：</p><p>一、關(guān)于車(chē)禍保險(xiǎn)公司怎么賠償傷者，保險(xiǎn)公司在保險(xiǎn)理賠范圍內(nèi)承擔(dān)理賠責(zé)任，非醫(yī)保用藥保險(xiǎn)公司不予理賠。關(guān)于車(chē)輛保險(xiǎn)賠償問(wèn)題，保險(xiǎn)公司是對(duì)投保人(責(zé)任方)的賠償責(zé)任進(jìn)行理賠，傷者自行承擔(dān)的賠償責(zé)任部分保險(xiǎn)公司不予理賠。交強(qiáng)險(xiǎn)：保險(xiǎn)公司僅承擔(dān)壹萬(wàn)元的醫(yī)療費(fèi)，商業(yè)險(xiǎn)根據(jù)投保人投保的第三者責(zé)任險(xiǎn)確定最高賠償金額。 </p><p>二、法律依據(jù)：《中華人民共和國(guó)道路交通安全法》第七十六條機(jī)動(dòng)車(chē)發(fā)生交通事故造成人身傷亡、財(cái)產(chǎn)損失的，由保險(xiǎn)公司在機(jī)動(dòng)車(chē)第三者責(zé)任強(qiáng)制保險(xiǎn)責(zé)任限額范圍內(nèi)予以賠償;不足的部分，按照下列規(guī)定承擔(dān)賠償責(zé)任：機(jī)動(dòng)車(chē)之間發(fā)生交通事故的，由有過(guò)錯(cuò)的一方承擔(dān)賠償責(zé)任;雙方都有過(guò)錯(cuò)的，按照各自過(guò)錯(cuò)的比例分擔(dān)責(zé)任。機(jī)動(dòng)車(chē)與非機(jī)動(dòng)車(chē)駕駛?cè)?、行人之間發(fā)生交通事故，非機(jī)動(dòng)車(chē)駕駛?cè)?、行人沒(méi)有過(guò)錯(cuò)的，由機(jī)動(dòng)車(chē)一方承擔(dān)賠償責(zé)任;有證據(jù)證明非機(jī)動(dòng)車(chē)駕駛?cè)?、行人有過(guò)錯(cuò)的，根據(jù)過(guò)錯(cuò)程度適當(dāng)減輕機(jī)動(dòng)車(chē)一方的賠償責(zé)任;機(jī)動(dòng)車(chē)一方?jīng)]有過(guò)錯(cuò)的，承擔(dān)不超過(guò)百分之十的賠償責(zé)任。交通事故的損失是由非機(jī)動(dòng)車(chē)駕駛?cè)恕⑿腥斯室馀鲎矙C(jī)動(dòng)車(chē)造成的，機(jī)動(dòng)車(chē)一方不承擔(dān)賠償責(zé)任。保險(xiǎn)事故發(fā)生后，保險(xiǎn)人按照國(guó)家有關(guān)法律法規(guī)規(guī)定的賠償范圍、項(xiàng)目和標(biāo)準(zhǔn)以及交強(qiáng)險(xiǎn)合同的約定，并根據(jù)國(guó)務(wù)院衛(wèi)生主管部門(mén)組織制定的交通事故人員創(chuàng)傷臨床診療指南和國(guó)家基本醫(yī)療保險(xiǎn)標(biāo)準(zhǔn)，在交強(qiáng)險(xiǎn)的責(zé)任限額內(nèi)核定人身傷亡的賠償金額。</p></div> 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title="在淘寶店買(mǎi)了12盒小米，商家說(shuō)已發(fā)貨，但實(shí)際只收到1盒，第二天又收到兩盒，這個(gè)過(guò)程中我多次詢問(wèn)是否發(fā)貨，是否能到，他都說(shuō)可以，在最后告訴我還沒(méi)有發(fā)貨，導(dǎo)致客戶到了之后未能發(fā)貨，我不得不重新購(gòu)買(mǎi)，由于給公司造成了不好的影響我的兩次購(gòu)買(mǎi)公司不予報(bào)銷(xiāo)，且本月績(jī)效扣除，商家不予任何賠償，這種行為我是否可以起訴他，">在淘寶店買(mǎi)了12盒小米，商家說(shuō)已發(fā)貨，但實(shí)際只收到1盒，第二天又收到兩盒，這個(gè)過(guò)程中我多次詢問(wèn)是否發(fā)貨，是否能到，他都說(shuō)可以，在最后告訴我還沒(méi)有發(fā)貨，導(dǎo)致客戶到了之后未能發(fā)貨，我不得不重新購(gòu)買(mǎi)，由于給公司造成了不好的影響我的兩次購(gòu)買(mǎi)公司不予報(bào)銷(xiāo)，且本月績(jī)效扣除，商家不予任何賠償，這種行為我是否可以起訴他，</a></h2> <div id="h8vwpehz5e3o" class="dao"> <span id="h8vwpehz5e3o" class="icon">答</span> <div>律師回復(fù)中...</div> </div> <div id="h8vwpehz5e3o" class="lawyer"> <script src="https://api.dalvlaw.com/Api.aspx?action=wdlistlawyer&id=286897"></script> <div>2024-10-11 16:50</div> </div> </div> <div id="h8vwpehz5e3o" class="show"> <div id="h8vwpehz5e3o" class="tu"><img src="https://oss.dalvlaw.com/UploadFile/defimg/laws/jtsg/18.jpg" alt=""></div> <div id="h8vwpehz5e3o" class="centent "> <h2 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title="我的電動(dòng)車(chē)停放在樓道里了，這是我的不對(duì)，違反了規(guī)定。但我電動(dòng)車(chē)停放在樓道里兩次被人故意損壞反光鏡（第一次是鏡面出現(xiàn)裂痕第二次是直接碎了，反光鏡的鏡框也斷了）這種情況應(yīng)該怎么辦？如果走法律途徑我和破壞者分別會(huì)面臨什么樣的處罰">我的電動(dòng)車(chē)停放在樓道里了，這是我的不對(duì)，違反了規(guī)定。但我電動(dòng)車(chē)停放在樓道里兩次被人故意損壞反光鏡（第一次是鏡面出現(xiàn)裂痕第二次是直接碎了，反光鏡的鏡框也斷了）這種情況應(yīng)該怎么辦？如果走法律途徑我和破壞者分別會(huì)面臨什么樣的處罰</a></h2> <div id="h8vwpehz5e3o" class="dao"> <span id="h8vwpehz5e3o" class="icon">答</span> <div>律師回復(fù)中...</div> </div> <div id="h8vwpehz5e3o" class="lawyer"> <script src="https://api.dalvlaw.com/Api.aspx?action=wdlistlawyer&id=286894"></script> <div>2024-10-11 16:35</div> </div> </div> <div id="h8vwpehz5e3o" class="show"> <div id="h8vwpehz5e3o" class="tu"><img src="https://oss.dalvlaw.com/UploadFile/defimg/laws/jtsg/6.jpg" alt=""></div> <div id="h8vwpehz5e3o" class="centent "> <h2 class="title"><a href="/doc/453038.html" target="_blank" title="商業(yè)用途買(mǎi)到假貨怎么賠償">商業(yè)用途買(mǎi)到假貨怎么賠償</a></h2> <div id="h8vwpehz5e3o" 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